The Repeal of Health Care Reform
The house is going to vote on repealing the health care reform. Most news outlet are stating this is a symbolic gesture. I think its a lot more than that. The healthcare reform bill is a huge gamble with 1/6th of the economy. The health care reform bill has done nothing to address the cost […]
Employee Health Insurance Tools
Right now with all major health insurance companies there is a huge amount of online tools. These online tools have many functions. There are claims checker, Nurse Chat, Health Assessment, and even price shoppers that are available through your carriers website. If you are an employee on a sponsored group health plan it’s your responsibility […]
Baby Boomers and Health Insurance
As the baby boomer generation get closer to 65 there are many challenges for them in both group and individual health insurance markets. If you are an employee that is 60 on a small group health plan you could be paying a large sum for health insurance. One of the calculations for group premiums is […]
Weight Tables for Health Insurance
In the individual health insurance there are many underwriting guidelines but none are more controllable than your weight. Weight can determine what premiums you pay. For example a male that is 5’9″ if he ways 128-188lbs then he could qualify for Preferred 1. This would be the best risk factor you can get which mean […]
Hospitalization and Surgical Health Plans
As health insurance prices continue to surge we are seeing a higher demand for Surgical and Hospitalization health plans. This type of approach for health insurance is being entertained in both individualand small group health markets. These plans show a change in how we view health insurance. People are willing to take out a plan […]
Individual Health Insurance and Electric Fund Payments
Most people that have an individual health policy has premium payments set with an electric fund transfer from a bank account. The health insurance industry like many others has really shifted to paperless. In fact if you want a monthly bill mailed it could cost you anywhere from $5-$25. These EFT are good and bad. […]
How Health Reform Will Impact You In 2011
As we enter in 2011 more aspects of health care reform will have a direct impact on you. All wellness and preventive care is now covered at 100% with not cost to the customer. So there is no reason not to get your yearly check up. Technically speaking if you have diagnostic services done for wellness […]
Health Saving Account
In 2003 the Medicare Prescription Drug, Improvement, and Modernization Act went into place and created the Health Savings Account. The health saving account is a high deductible health insurance plan. All medical claims go towards the deductible for the exception of wellness. All preventive and wellness procedures are covered at 100% with no cost to […]
Health Insurance for Autism
Here at Nefouse & Associates we have been insuring children that suffer from Autism for almost 5 years. I feel we are the most experienced Brokers in the state when it comes to insuring autism. The past few years children suffering from Autism have been very fortunate with the Indianapolis Autism mandate. Under the mandate Autism has […]
Short Term Health Policies
There is been a much higher demand for the short term health policies here in Indianapolis than in the past. I think the reason for this is the lower cost of the short term policy. In the past short term policy were manily used by students and singles that were in transition from one health […]