Most people that have an individual health policy has premium payments set with an electric fund transfer from a bank account. The health insurance industry like many others has really shifted to paperless. In fact if you want a monthly bill mailed it could cost you anywhere from $5-$25.
These EFT are good and bad. The good thing about it is your premium is always paid on time and you don’t really have to address the premium until renewal. The bad is if you switch to a new carrier and forget to inform the previous you wish to cancel you will have a very hard time getting your money back. The carriers have become notorious for keeping the money.
So remember if you switch your individual policy make sure your new effective give you time to cancel the old one.