State Of The Union Regarding Health Insurance
I listened very closely to the speech given by our president on the State of the Union. I concentrated very closely on the small portion dedicated to health insurance. The speech was very broad and in a sense contradictory to the Presidents actions for the last two years. The fact the President stated that he […]
Health Care Repeal Debate
There is going to be big news on these debate. The repeal passed the house and now it’s on to the Senate. Most experts give it little hope in the Senate. What is interesting about this debate is both side are really only focused on a small % of the total law. The law has specific […]
Employee Health Insurance Premium
If you are the controller or an owner of a small business there are major decision you will have to make on an employee health insurance. The one that I will focus on here is age based vs composite premium calculations. These will impact your employees. Age base premium is exactly what they sound like. The premium is […]
Talk About Health Care Reform
It’s very important that we continue to talk about health care reform. Ask people that are in the health care equation. Speak to your Doctor, Nurse, Pharmacist, and Insurance broker. It’s important for everyone to know what the people in the health care field think about the current reform laws. Right now there is a […]
Health Insurance Sites & Portals
I have read a lot of blogs that are posted online about health insurance. There has been a really disturbing trend in most of these non broker sites. This trend is that the site is giving health insurance advice without having really any knowledge of health insurance. These blog post are beautifully written and designed […]
The Repeal of Health Care Reform
The house is going to vote on repealing the health care reform. Most news outlet are stating this is a symbolic gesture. I think its a lot more than that. The healthcare reform bill is a huge gamble with 1/6th of the economy. The health care reform bill has done nothing to address the cost […]
Employee Health Insurance Tools
Right now with all major health insurance companies there is a huge amount of online tools. These online tools have many functions. There are claims checker, Nurse Chat, Health Assessment, and even price shoppers that are available through your carriers website. If you are an employee on a sponsored group health plan it’s your responsibility […]
Baby Boomers and Health Insurance
As the baby boomer generation get closer to 65 there are many challenges for them in both group and individual health insurance markets. If you are an employee that is 60 on a small group health plan you could be paying a large sum for health insurance. One of the calculations for group premiums is […]
Weight Tables for Health Insurance
In the individual health insurance there are many underwriting guidelines but none are more controllable than your weight. Weight can determine what premiums you pay. For example a male that is 5’9″ if he ways 128-188lbs then he could qualify for Preferred 1. This would be the best risk factor you can get which mean […]
Hospitalization and Surgical Health Plans
As health insurance prices continue to surge we are seeing a higher demand for Surgical and Hospitalization health plans. This type of approach for health insurance is being entertained in both individualand small group health markets. These plans show a change in how we view health insurance. People are willing to take out a plan […]
