Federal Health Insurance Exchange
The new Indianapolis Health Insurance Exchange will go live in only one week! Here at Nefouse & Associates, we are authorized to sell and service the exchange plans. There will be four options of coverage: Bronze, Silver, Gold and Platinum. Under the Affordable Care Act, often referred as Obamacare, no one can be denied coverage […]
Individual Health Insurance for Small Groups
In 2014, we are going to have new options in the small group health insurance market. Under the new health care laws, we are going to see guaranteed issue in the individual market. This is one of the biggest aspects under the new law because now everyone has access to a health insurance plan. There […]
Health Insurance For the Treatment of Autism Post 2014
For families that are faced with Autism, there is great concern about how the new health care laws will impact them. All of the insurance companies that will be participating have filed their plans with the Indianapolis Department of Insurance. From what we can tell, it looks like all of the plans will cover the Autism […]
Indiana Comprehensive Health Insurance Association Policy Holders
For the 7,200 policy holders who currently have a health insurance policy through Indianapolis Comprehensive Health, I have some good news. Most of you have never had good news when it comes to health insurance. Under the new health insurance laws, your luck might change! The first and most important point is that you can […]
The IDOI Explains the 72% Health Insurance Increase
By now, you might have heard that the Indianapolis Department Of Insurance projected a 72% increase in individual health insurance market for Indianapolis. The IDOI has also released the Individual Insurance Market Report, which goes on to explain this projected increase. This is a legitimate explanation for the increase, and the only thing that is not included […]
Could a Self-Funded Plan Be Your Best Option?
It’s common knowledge that offering health insurance benefits helps attract and retain great employees, yet businesses are looking for ways to cut costs as benefits get more expensive. Have you ever considered a self-funded insurance plan? In a self-funded plan, a business can provide health benefits directly to employees. Instead of the insurance companies, the […]
The Basics of the Affordable Care Act
Is Health Care Reform just what the doctor ordered? The Affordable Care Act includes many provisions designed to help consumers obtain health insurance either through the exchange or free market. The law is meant to give access to health insurance while at the same time control costs. Here are the key provisions that will impact […]
Health Insurance Plans Outside the Exchange
Exchange, no exchange, where will you be getting your health insurance? Right now, most of the national carriers have decided to have limited participation inside the health insurance exchange. In Indianapolis’s Health Insurance Exchange, we are only seeing four carriers that have submitted plans to participate inside the exchange. The only carrier that will be selling exchange […]
Health Insurance Plans Through the Exchange
The new health insurance plans for the Federal Facilitated Exchange have been submitted to the Indianapolis Department of Insurance. Once the IDOI approves them, they will need approval from the Federal Government. Indianapolis is fortunate that you can pull the plan designs from the IDOI website. So what are the plan designs looking like? The […]
Health Insurance Rates
Recently, there have been publications saying that health insurance rates are going up 72% under Obamacare. For example, here is a story in the Indy Star which explains the that under the mandate, everyone must be covered, including those with pre-existing conditions. If this turns out to be true, it will be quite a shock to the wallets […]
