What is “Grandmothering” and How It Will Impact You?
There is a new term starting to be used called “grandmothering” by business owners and controllers of companies with less than 50 employees. Grandmothering, is the term that the federal government is using to extend current non-Affordable Care Act policies until 2016. On March 5th 2014, the United States Department of Health and Human Services issued […]
The Good, The Bad, & The Ugly Of Healthcare Reform
We have been in the trenches with the healthcare reform roll out also known as Obamacare. We have seen and experienced all sides of the new Affordable Care Act (ACA) law and the impact it has had on Hoosiers. The Affordable Care Act has had a huge impact in the area, along with the rest of the […]
Health Insurance Open Enrollment is Coming to an End
Affordable healthcare is at your fingertips, but time is running out! We are coming to the end of open enrollment on March 31. March 31 signifies the end of open enrollment for health insurance under the Affordable Care Act. Whether you’re for or against the law, the deadline for getting covered is about two weeks […]
Find the Right Insurance Plan if Your Small Business Doesn’t Offer It
As the new healthcare laws take firm hold in the state of Indiana, we are starting to see the full impact on small group health plans. Small group health insurance has always been a challenge for many companies over the years due to cost. Small group health plans are for companies that have less than 50 […]
Portion of the Affordable Care Act Delayed for a Year
The Obama administration released 200 pages of Department of Treasury regulations last week. Inside these 200 pages was information about delaying the employer mandate. This is specific to companies with 50 to 99 employees and the delay is until January 1st, 2016. This is a very big development and is being viewed as political even […]
2014 Individual Health Plans
Welcome to the new world of health insurance plans under the Affordable Care Act. Some people have experienced premium joy. This has come from the Federally Facilitated Health Insurance Marketplace in Indianapolis. Hoosiers have been eligible for subsidized premiums in the marketplace. The average subsidy we are seeing is about $2,800 a year. On the […]
Anthem Individual Online Payment
If you to took out an individual policy from Anthem with a 1-1-14 start date, I would recommend making your payment online if you have not. On Anthem On the Exchange Payment Portal If you mailed in you check you will be better off submitted an online payment. Anthem is having a hard time […]
Will You Lose Your Doctor Due to Narrow Networks?
If you’ve been searching for a new healthy policy, you’ve probably heard by now about the narrow networks that are available. Since the insurance industry is trying to reduce costs, they have formed narrow networks to lower the cost of care. This applies to plans both on and off of the exchange. In the beginning, […]
Small Businesses Dropping Group Health Plans
Under the new health care laws, many small business owners are entertaining the idea of dropping group health benefits. This isn’t only happening here, but all across the country. Right now, there are projections on group rate increases for everyone. These projections have many small groups looking at a 30%-60% increase due to the Affordable Care […]
Health Care Reform
We are starting to see the impact of Obamacare, both the positive and negative initial outcomes. It depends on every Hoosier’s individual situation to say if they feel joy or if they feel pain. There is a lot of joy for Hoosiers that suffer from ongoing health conditions. This segment of our community is now able […]
