Health Care Reform for Smokers
Are delays become the norm for health care reform? A glitch in the health care reform law might be giving smokers a break from tobacco-use penalties which would cause their premiums to become too expensive. The Obama administration has informed health insurers that there is a problem in the computer system that will limit the penalties the insurers […]
Status of Obamacare for Hoosiers
Usually, I don’t like to use the term “Obamacare” but it seems that most Hoosiers know of the Affordable Care Act by that terminology. Right now, Health Care Reform looks like it is starting to unravel. The announcement of the delay in the employer mandate raised concerns. On one side, it looks like the administration […]
Employer Mandate Delayed Until 2015
One of the main points of the health insurance reform law was the employer mandate. The Employer Mandate is a requirement for companies with over (or the equivalent of) 50 full time employees to provide group health insurance. If the group does not provide health insurance, they would pay a $2,000 penalty per full time […]
Adjusted Community Rating For Health Insurance
One of the key aspects of the new health care law is the Adjusted Community Rating. Currently, the health insurance industry uses gender, medical history, group size, and health status. These underwriting practices will be prohibited in 2014. With the new law, health insurers in the individual and small group markets will only be able […]
Medical Mutual to Exit Indiana Market
Medical Mutual of Ohio has decided to exit the Indianapolis market for group and individual health insurance. This is a real blow to competition in the small group and individual health insurance market. Medical Mutual was a good carrier in the small group market, which gave a nice level of competition to the national carriers. They […]
Less Than 100 Days Before The Exchanges Open!
We’re less than 100 days away from the Indianapolis Federal Facilitated Exchange opening. There are two very big things that need to happen before October for the exchanges to be fully operational. The first one is from a technical standpoint; the government still needs to complete the infrastructure of the exchange. This will enable government […]
Delay In The Health Insurance Exchange
According to this article from WSJ, health insurance exchanges are falling behind schedule, and there is a risk that they won’t be ready to open in time by October. There are multiple news organizations that are commenting on the two reports from the Government Accountability Office. “Whether [the government’s] contingency planning will assure the timely and […]
Anthem Releases New Smart Phone App
You’ve probably heard the saying “there’s an app for that,” and now there’s an Anthem app for your health care. Anthem just released their new smart phone app for all subscribers. This cutting edge technology is a great tool for you and your family to have at your fingertips. The app has multiple useful functions. First of […]
Health Insurance Plans For Indiana in 2014
We’re finally starting to get a glimpse into the future of health insurance under the Affordable Care Act. Post 2014, there will be no underwriting in the small group or individual health insurance markets. Underwriting has always been the key tool for insurance companies to control risk. Underwriting is the use of medical or health information […]
Health Insurance Increase Under Health Care Reform
Ohio reveals high exchange rates under the Patient Protection and Affordable Care Act, according to this article from BenefitsPro. The state of Ohio just released their projected health insurance increases under the new health care reform. As Hoosiers, we should look at those price increases closely as we may be in the same situation soon. The Ohio […]
