United Health One Rate Increases
If you have a United Health One policy you may have experienced a rate increase this year. This has become a major problem, not just from a cost standpoint, but also from a Qualifying Life Event (QLE) standpoint. United Health One made a decision to move the renewal date of their Indianapolis members to December […]
What is “Grandmothering” and How It Will Impact You?
There is a new term starting to be used called “grandmothering” by business owners and controllers of companies with less than 50 employees. Grandmothering, is the term that the federal government is using to extend current non-Affordable Care Act policies until 2016. On March 5th 2014, the United States Department of Health and Human Services issued […]
Health Insurance Open Enrollment is Coming to an End
Affordable healthcare is at your fingertips, but time is running out! We are coming to the end of open enrollment on March 31. March 31 signifies the end of open enrollment for health insurance under the Affordable Care Act. Whether you’re for or against the law, the deadline for getting covered is about two weeks […]
Federal Health Insurance Exchange
The new Indianapolis Health Insurance Exchange will go live in only one week! Here at Nefouse & Associates, we are authorized to sell and service the exchange plans. There will be four options of coverage: Bronze, Silver, Gold and Platinum. Under the Affordable Care Act, often referred as Obamacare, no one can be denied coverage […]
Indiana Comprehensive Health Insurance Association Policy Holders
For the 7,200 policy holders who currently have a health insurance policy through Indianapolis Comprehensive Health, I have some good news. Most of you have never had good news when it comes to health insurance. Under the new health insurance laws, your luck might change! The first and most important point is that you can […]
The IDOI Explains the 72% Health Insurance Increase
By now, you might have heard that the Indianapolis Department Of Insurance projected a 72% increase in individual health insurance market for Indianapolis. The IDOI has also released the Individual Insurance Market Report, which goes on to explain this projected increase. This is a legitimate explanation for the increase, and the only thing that is not included […]
Could a Self-Funded Plan Be Your Best Option?
It’s common knowledge that offering health insurance benefits helps attract and retain great employees, yet businesses are looking for ways to cut costs as benefits get more expensive. Have you ever considered a self-funded insurance plan? In a self-funded plan, a business can provide health benefits directly to employees. Instead of the insurance companies, the […]
The Basics of the Affordable Care Act
Is Health Care Reform just what the doctor ordered? The Affordable Care Act includes many provisions designed to help consumers obtain health insurance either through the exchange or free market. The law is meant to give access to health insurance while at the same time control costs. Here are the key provisions that will impact […]
Health Insurance Plans Outside the Exchange
Exchange, no exchange, where will you be getting your health insurance? Right now, most of the national carriers have decided to have limited participation inside the health insurance exchange. In Indianapolis’s Health Insurance Exchange, we are only seeing four carriers that have submitted plans to participate inside the exchange. The only carrier that will be selling exchange […]
Health Insurance Plans Through the Exchange
The new health insurance plans for the Federal Facilitated Exchange have been submitted to the Indianapolis Department of Insurance. Once the IDOI approves them, they will need approval from the Federal Government. Indianapolis is fortunate that you can pull the plan designs from the IDOI website. So what are the plan designs looking like? The […]
