Anthem Small Group Renewals in Indiana
This is possibly the most interesting time in small group health history locally, not to mention the rest of the country. Anthem releases 4th quarter renewals Small group health insurance renewals have been released for the 4th quarter from Anthem. “WOW” is all I can say! The renewals that are being released are all “grandmothered.” This […]
All about small group self-funded insurance plans for Indiana
Self-Funded Plans What is a self-funded plan? It’s where an employer provides health benefits to employees out of the company’s own pocket. We have seen the introduction of self-funded plans for small groups in Indianapolis. Small employers are looking for options to try to control rate increases caused by the Affordable Care Act. The self-funded […]
Who Pays the ACA Related Costs for Group Plans?
A topic that will likely be addressed at your next next health insurance renewal meeting is likely going to be: Who will pay the Affordable Care Act related fees? Will it be the employees, employers… or both? Let’s find out more about what each of these ACA fees are and how much they will cost […]
Moving Employees To Guaranteed Issue Health Plans
Is it legal to move an employee from my group health plan to the a guaranteed issue individual plan? This is a big question with a lot of money on the line for employers and insurers. During open enrollment (October 1, 2013–March 31, 2014), anyone could have purchased a health plan either on or off […]
No Repeal in Sight for ACA
Senator Rand Paul has been one of the biggest critics of the Affordable Care Act. You might remember when he took out a policy on the marketplace for his family, which placed his son in Kentucky on Medicaid. He told the public over and over his woes of trying to sign up, trying to pay […]
The Good, The Bad, & The Ugly Of Healthcare Reform
We have been in the trenches with the healthcare reform roll out also known as Obamacare. We have seen and experienced all sides of the new Affordable Care Act (ACA) law and the impact it has had on Hoosiers. The Affordable Care Act has had a huge impact in the area, along with the rest of the […]
Find the Right Insurance Plan if Your Small Business Doesn’t Offer It
As the new healthcare laws take firm hold in the state of Indiana, we are starting to see the full impact on small group health plans. Small group health insurance has always been a challenge for many companies over the years due to cost. Small group health plans are for companies that have less than 50 […]
Portion of the Affordable Care Act Delayed for a Year
The Obama administration released 200 pages of Department of Treasury regulations last week. Inside these 200 pages was information about delaying the employer mandate. This is specific to companies with 50 to 99 employees and the delay is until January 1st, 2016. This is a very big development and is being viewed as political even […]
Small Businesses Dropping Group Health Plans
Under the new health care laws, many small business owners are entertaining the idea of dropping group health benefits. This isn’t only happening here, but all across the country. Right now, there are projections on group rate increases for everyone. These projections have many small groups looking at a 30%-60% increase due to the Affordable Care […]
Health Care Reform
We are starting to see the impact of Obamacare, both the positive and negative initial outcomes. It depends on every Hoosier’s individual situation to say if they feel joy or if they feel pain. There is a lot of joy for Hoosiers that suffer from ongoing health conditions. This segment of our community is now able […]
