Patient Protection and Affordable Care Act Upheld
The Patient Protection and Affordable Care Act, has been upheld by the Supreme Court. The law will stay intact as it is. In 2014 we will see the full effect of the law and the true impact on every US Citizen. The Individual and small group health insurance markets will have the big change. […]
Health Care Reform and the Impact on Indiana
This is a great video explaining the negative consequences of the Health Care Reform law. The Governor gives an excellent explanation on how negative the impact will be. He also explains our Healthy Indianapolis Plan and how successful it has been. This plan might not qualify under the new federally requirements for health insurance.
Health Care Law Not Living Up to Sales Pitch
In Indianapolis, the health care law will have a huge impact on Hoosiers health insurance along with the rest of the country. Thursday the Supreme Court is expected to rule on the health care reform law. Many residents are questioning the true impact of the health care. A famous quote was “We have to […]
Calorie Labeling under the Health Care Law
Calorie Labeling under the Health Care Law Here is one aspect of the health care law that has had really little attention. Calorie labeling! Under the health care reform law all restaurants with 20 locations must disclose calories on the menus and menu boards. Sodium, fat content and other nutritional information would have to […]
Welborn Health Plans Exit Indiana
Welborn Health Plans announced that they are exiting the health insurance market in Indiana. They had more than 30,000 members. It comes to no surprise why small health insurance providers pull of Indianapolis. Most of these small companies rent PPO networks. This means they have additional cost in the form of access […]
The Insurance Industry could still survive with No mandate.
The Supreme Court’s ruling should be out very soon on the Affordable Care Act. If they overturn the individual mandate, you will hear terms like death spiral & adverse selection. A death spiral is where the healthy people leave the insurance market and there are only sick people left. This would increase premiums and the Insurance […]
Anthem and the Treatment of Autism
There have been some changes with Anthem and the treatment of Autism in the state of Indiana. If you or member of your family is receiving benefits for services for the treatment of Pervasive development Disorder (PDD) and are currently covered with Anthem there are big changes. This is based in part by the Law […]
What Doctors Think of the Affordable Care Act
What Doctors Think of the Affordable Care Act This document looks at how the Implementation of the affordable Care act will affect doctors. The introduction is a snap shot of the uncertainties with the new law. The law it’s self is 2,700 page and the Department of Health & Human Services has already issued […]
Wining A Individual Health Insurance Appeal
The individual health insurance industry can still decline coverage. These declines come from ongoing health conditions. The insurance companies are very conservative at this time. If you are declined coverage you have the option to appeal their decision. During appeal process, medical records will be order from all of your doctors. These medical records […]
Health Insurance Rebates
A rule created by the 2010 health care law will rebate about $1.3 Billion in health insurance premiums, according to estimates from Kaiser Family Foundation. The rule known as the Medical Loss Ratio (MLR), mandates that health insurance companies spend 80% of all premiums on health care. The rebates will arrive to Indiana resident […]
