Pancreatic Cancer Stage 4
August 29th, my Mom was diagnosed with pancreatic Cancer stage 4. The cancer was 4.3 cm on her pancreas and 1.2 cm on her liver. My Mom has had 5 session of chemo therapy at this time. During this time we also started a regiment of supplements. IP-6 inositol & Selenium. Mom has been taking 3,000 milligrams of IP-6 per day & […]
Health Care Reform Predictions
In 2014, the health insurance landscape is going to change a great deal in Indianapolis. There is going to be new taxes on group health insurance plans. For fully insured group plans, there will be a 2.68% tax on those plans. On self funded plans, there will be $6.35 per member per month tax. These […]
Indiana Delays the Essential Health Benefits
Indianapolis Delays Essential Health Benefits The Essential health benefits must include items and services within the following 10 categories: Ambulance, Emergency Services, Hospitalization, Maternity, New Born Car, Mental health and substance abuse, behavioral health, Prescriptions, Rehabilitative, Laboratory, Preventive, Disease management, Pediatric with oral and vision. This is a very big part to the Affordable […]
Who has the best health insurance in Indiana?
This is a very broad question because one has to know what is important to them with their health insurance. When searching for a health insurance company it is best to see advice from a local broker. The local broker will represent multiple companies and know market conditions. This is important knowledge that will lead […]
Penalty for Not Having Health Insurance
Under the Affordable Car Act there will be penalties for not having health insurance. In 2014, the penalty for not caring health insurance will be $95, or 1% of taxable household income. By 2016, the penalty will rise to $695 per person, with a cap of $2,085 per family or 2.5% of house hold income. […]
Health Care Reform Glitch
NY Times reported a interesting view on health care reform. They are reporting a glitch in the health care law. Under the Affordable Care Act, if an employee has access to group health benefits, then their dependents are not eligible for subsidies through the exchange. This is basically the short version of the argument. This aspect of the law have been interpreted by […]
Mike Pence’s Views on a State Based Exchange
Mike Pence recently sent his letter to Gov. Daniels regarding the development of a state based exchange. Governor Elect Mike Pence, has choose not to establish a state based exchange. He stresses the lack of clarity coming out of the federal government. Indianapolis developed the health Indianapolis plan that has been very successful, form a cost stand point […]
Health Insurance Exchange in Indiana
It has been reported that Governor elect Mike Pence is not going to establish an Indianapolis State Based Health Insurance exchange. If the state does not elect to set up our own exchange then a Federally-Facilitated Exchange will be set up without state partnership. HHS will establish and operate the Federal Exchange. Indianapolis will still […]
Indiana’s New Governor’s Impact on Health Insurance
The next Governor of Indianapolis is going to have a huge impact on health insurance in the state. The first decision the Governor will have to make is on the Essential Benefits. It is the responsibility of each state to form the Essential Benefits. The essential benefits are a set of health care service categories […]
Preventive Services Under PPACA
Under the Health Care Reform there are new preventive care benefits that every Non Grandfathered policy will have to cover. Some of these benefits will be covered at no cost to the insured. It’s very important that you consult your current coverage to determine if these new benefits will be covered. There will be some plan that […]