Wellness Video

Above is a video that address some of the new changes for women’s preventive services covered under the new health care law.  In the past there has been coverage for these procedures but it was at a shared cost to the insured. Under PPAC these coverage are now covered at 100% with no cost to the insured as long as they stay in network.  For health insurance most providers are participating in the national networks like UHC and Anthem. Finding a network provider to perform these services should not be an problem, but it is always important to ask  the attending physician if they are participating in your network.  If  you are on a health plan that was established prior to 2010 you may want to check to see if these benefit are covered.

 

Women’s health

The following guidelines for women were effective for plan years beginning on or after Sept. 23, 2010:

  • Mammography screening (film and digital) for all adult women*
  • Genetic screening and evaluation for the BRCA breast cancer gene
  • Cervical cancer screening including Pap smears
  • Sexually transmitted diseases screening including gonorrhea, Chlamydia, syphilis and HIV
  • Iron-deficiency anemia, bacteriuria, hepatitis B virus and Rh incompatibility screening in pregnant women
  • Breast-feeding counseling and promotion
  • Osteoporosis screening (age 60 and older)*
  • Counseling women at high risk of breast cancer for chemoprevention

Expanded women’s preventive care services on or after Aug. 1, 2012

New coverage guidelines under the Patient Protection and Affordable Care Act (PPACA) require health plans to cover an expanded list of women’s preventive care services with no cost-share (copayment, coinsurance or deductible) as long as services are received in the health plan’s network. Coverage for the following expanded women’s preventive care services becomes effective the first plan year beginning on or after Aug. 1, 2012: