Doctors and Exchange Health Insurance
New information has been released about health insurance exchange policies and premium payments. Under the new law, if you buy a policy from the health insurance exchange, you have a 90 day grace period to pay premiums. This is going to have a huge impact on how doctors treat exchange policyholders. Doctor may be reluctant […]
Health Insurance Premiums In 2014
The Society of Actuaries released a study on the projected increases for health insurance premiums under the new health care laws. It does not look good. Our health insurance premiums are projected to go up 67% under the new health care laws. This is a huge jump because of health care reform. We are one […]
Group Health Insurance and Temp Employees
Washington Post reported on the use of Temp Employees to help keep companies below 50 employees. This is very interesting article because is establishes a strategy of keeping a group from paying a penalty for not providing group health benefits. From the article, there looks to be a loop hole with providing coverage to Temporary employees. This could […]
Where Will You Buy Health Insurance in 2014
Next year where will you get health insurance from? Health Insurance will come from the same places that you are buying it from today. It may be delivered in a different platform. Currently you purchase health insurance from the individual market, employer sponsored group health plan, COBRA, HIP, Medicaid or Medicare. In 2014, you purchase health insurance from […]
Smart Patient by UHC
Health insurance companies continue to create online tools and apps to help insured have better control of their health care. United Health Care has launched a new app call Smart Patient. This app is for either IPhone or Droid. The app will hold of the patient medical information and more. The application tracks 5 numbers […]
Breast Pump Coverage Under Insurance.
Under the new Health Care Reform laws, all breast pumps must be covered at no cost to the insured. As you can imagine this has created some shortages. If you find yourself in need of breast pump, look on the back of your insurance card for a phone number for member services. This number will […]
TraveI Insurance
Anytime you travel outside the United States, one should look at taking out a Travel policy. Most health insurance policies will have some level of coverage for travel but it is not enough. Most Indianapolis based health insurance policies will cover emergency room visits as in network. One issue that you will run into is […]
Indiana Union Health Insurance
Indianapolis Union Health Insurance Carve out A lot of Union shops have a handful of non union employees in Indianapolis. Owners have a option when it comes to health insurance for these employees. Depending on the Union contract, the owner could choose to put these employees on their own group health plan. It just […]
Essential Health Benefits For Indiana
The Essential Health Benefits have been released by the federal government. This dictates that Insurers must cover 10 broad categories of care. This includes maternity services, doctor and medical services, mental health and substance abuse, and prescription drugs. Why is this important? All individual and small group will be effected by this ruling. This […]
Dropping Group Health Benefits?
Health care reform is bringing new options for small and mid size group plans. Not just here locally, but for the entire country. One of the benefits of having a group health plan, is being able to offer guaranteed issue to employees. This is where the group health plan will accept you, no matter what […]