Delay In The Health Insurance Exchange
According to this article from WSJ, health insurance exchanges are falling behind schedule, and there is a risk that they won’t be ready to open in time by October. There are multiple news organizations that are commenting on the two reports from the Government Accountability Office. “Whether [the government’s] contingency planning will assure the timely and […]
Anthem Releases New Smart Phone App
You’ve probably heard the saying “there’s an app for that,” and now there’s an Anthem app for your health care. Anthem just released their new smart phone app for all subscribers. This cutting edge technology is a great tool for you and your family to have at your fingertips. The app has multiple useful functions. First of […]
Health Insurance Plans For Indiana in 2014
We’re finally starting to get a glimpse into the future of health insurance under the Affordable Care Act. Post 2014, there will be no underwriting in the small group or individual health insurance markets. Underwriting has always been the key tool for insurance companies to control risk. Underwriting is the use of medical or health information […]
Health Insurance Increase Under Health Care Reform
Ohio reveals high exchange rates under the Patient Protection and Affordable Care Act, according to this article from BenefitsPro. The state of Ohio just released their projected health insurance increases under the new health care reform. As Hoosiers, we should look at those price increases closely as we may be in the same situation soon. The Ohio […]
Health Care Reform Fees
We know you don’t want to pay anymore money than absolutely necessary for health insurance, but there are a few fees that are going to implemented in the new health care reform law. Under the Affordable Care Act (ACA), there will be new fees and taxes assessed on all Indianapolis commercial (group) health insurance plans. These […]
Wellness Programs For Small Companies
A company wellness program is set up in the workplace to offer employees a kind of comprehensive health service, to encourage employees to adopt healthier lifestyles and to take measures aimed at preventing the worsening or onset of illnesses. In the last five years, wellness programs were supposed to bring the most amount of savings for group health insurance. These small […]
Group Health Insurance Options
With Health Care Reform there is a lot of uncertainty in the market place. You do have options! The 1st option is to go with a fully insured health plan. As you may know there are only a few companies that are competitive. We will deliver you the most competitive plan. Our relationships with the […]
Enrollment Into the Health Insurance Exchange
CMS is starting to issue more and more guidance on the Federal Facilitated Exchange that will operate. The enrollment process could look like this: 1. Consumer Submits application to the exchange: Online Phone Mail In Person 2. The Exchange/Marketplace verifies and determines the eligibility: The step will determine the eligibility for: Enrollment in a qualified […]
Fully Insured Rate Increases Under ACA
We are starting to see projections of the rate increase fully insured group health plan can expect. 30%-50% increases in fully insured premiums under the health care reform laws. These are huge increase that very few small group or large group plan will be able to afford. These increase are due to different aspect of […]
Agents Will Be Part of Health Care Reform & Our Advice is Still FREE
There has been a lot of news about the government trying to replace Health Insurance Agents with non-licensed, non-insured and in-experienced “navigators” whom will be paid by the government and have less than 20 hours of training. The government has now realized they cannot successfully implement this extremely complicated law without agents. The government is now […]
