Individual Health Insurance Frustrations

The 2023 Individual Health Insurance open enrollment had serious obstacles this year, not just in Indiana but across the country. We first saw indications of problems fourth quarter of 2022, when renewals needed to be sent out to policyholders. At the start of open enrollment, policyholders were still determining what it would cost for the […]

Cigna Individual Health Plan for Indiana

For the upcoming Individual open enrollment, Indiana has a new carrier with a familiar name, Cigna. Cigna’s Individual Health Plan Cigna has a history in the state of Indiana of providing members with a high level of customer service. It really starts with Cigna having a customer service number that you can call on a […]

2023 Individual Indiana Health Insurance

Every year the individual health insurance companies are required to file next year’s rates and plan to the Indiana Department of Insurance for approval. The insurance department should finalize all 2023 fillings by Aug 18, 2022. The average increase individual marketplace increase is 5.7% When the numbers are drilled down, some plans take a 34% decrease […]

Indiana 2022 Individual Health Insurance Options

For 2022 it appears Indiana will have four insurance companies offering Individual coverage through the federal marketplace. This doubles the current carriers participating in the Individual Health Insurance Indiana. This information is based on filings with the Indiana Department of Insurance. CareSource Indiana- will continue to offer plans on the marketplace for 92 counties in […]

2021 Indiana Individual Health Insurance

The 2021 Individual Health Insurance open enrollment is in full swing.  Originally started on November 1st and will end on December 15th, 2021. Don’t wait until the last minute to finalize your enrollment. History has shown that the marketplace will have problems in the last couple of days of open enrollment due to high volume. With […]

2021 Indiana Individual Health Insurance

Every year the insurance companies participating in the Indiana Individual Health Insurance market must submit their rates and plan designs to the Indiana Department of Insurance for approval. Any Hoosier who has had to purchase health insurance in the Indiana Individual Health Insurance market know that we have only a few carriers offering coverage in the […]

Early Retirement and Health Insurance

One question we field almost on a weekly basis is: “What is health insurance going to cost if I retire before 65?” Under the Affordable Care Act, it is not an easy question to answer because everyone’s situation is different. When trying to budget for individual health insurance it’s important what time of year you […]

Individual Health Insurance 2020

This is Nefouse & Associate’s sixth open enrollment since the affordable care act has gone into effect. We are one of the last Indiana based agencies to still be active in the individual market. There has been a lot of changes, but one thing has stayed the same, costs continue to rise. We have just […]