COVID-19 At Home Test Kits
Beginning January 15th, 2022, most health insurance companies will cover FDA Authorized over-the-counter (OTC) COVID at-home test kits. Members do not need a prescription to receive the kits at no cost. An individual can receive up to eight OTC test kids every month. Should you elect a rapid test kit that includes two tests, that […]
Open Enrollment for 2022 Health Insurance Coverage
Who can apply? Residents of Indiana under age 65. When can I apply? November 1, 2021, through January 15, 2021. If you experience a qualifying life event after January 15, you may still be able to apply. When does my coverage start? For those who apply from November 1, 2021, through December 15, 2021, coverage […]
Medicare Part D Creditable or non-Creditable Notices
What is the purpose of the notice? Insured employees use this information to make an informed decision on when to enroll in Part D Prescription drug coverage. Who should be notified? Employees and dependents who are eligible for Medicare and enrolled in the group-sponsored prescription drug coverage. When are the notices due? October 15, 2021 […]
Indiana Hospital Transparency Pricing
January 1st, 2021, all hospitals are required to display at least 300 “shoppable medical Services “that a health care consumer can access prior to having a procedure. The goal is to give greater transparency to people who wish to be better consumers of health care. The medical providers are supposed to display these services in […]
The Family Glitch
Under the Affordable Care Act, an employee can qualify for premiums assistance if the current employer costs more than 9.83% of the employee’s income. The “family glitch” is where the dependent’s costs are more than 9.83% of household income. Still, they do not qualify for premiums assistance because the affordability is based on the employee […]
American Rescue Plan & Health Insurance
President Biden officially signed into law H.R 1319 aka American Rescue Plan Act of 2021 on March 11, 2021. One of the goals of the law is to expand Health Insurance by making it more affordable. Marketplace Tax Credits Expansion on Health Insurance Under the new law, people that purchase individual and family Health […]
Remote Employees and Insurance Benefits
The Covid-19 pandemic has changed everything in our society, and now we could see job classes change for all size companies. Through the pandemic, it has been proven employees can be productive working remotely and, in some cases, more productive. We are seeing different employee class terminology being thrown around by tech companies: Flex employee- […]
2021 Indiana Individual Health Insurance
The 2021 Individual Health Insurance open enrollment is in full swing. Originally started on November 1st and will end on December 15th, 2021. Don’t wait until the last minute to finalize your enrollment. History has shown that the marketplace will have problems in the last couple of days of open enrollment due to high volume. With […]
COVID-19 & Health Insurance
The health insurance industry has been responding as fast as they can to the treatment of COVID-19. This started as a health crisis and has now turned into a financial crisis. The health insurance industry has made multiple changes concerning COVID-19. Testing With most health insurance companies, there is not member cost for being tested […]
Coronavirus & Health Insurance
1st what is the coronavirus? Coronavirus is a type of virus that causes a respiratory infection in the lungs and airways. It is part of the same family as the virus, which includes the common cold. 2nd What are the symptoms? Symptoms include fever, cough, and shortness of breath, which can be mild to severe—appearing […]
