What Doctors Think of the Affordable Care Act
What Doctors Think of the Affordable Care Act This document looks at how the Implementation of the affordable Care act will affect doctors. The introduction is a snap shot of the uncertainties with the new law. The law it’s self is 2,700 page and the Department of Health & Human Services has already issued […]
Wining A Individual Health Insurance Appeal
The individual health insurance industry can still decline coverage. These declines come from ongoing health conditions. The insurance companies are very conservative at this time. If you are declined coverage you have the option to appeal their decision. During appeal process, medical records will be order from all of your doctors. These medical records […]
Health Insurance Rebates
A rule created by the 2010 health care law will rebate about $1.3 Billion in health insurance premiums, according to estimates from Kaiser Family Foundation. The rule known as the Medical Loss Ratio (MLR), mandates that health insurance companies spend 80% of all premiums on health care. The rebates will arrive to Indiana resident […]
Obesity Under The Health Care Law
The rate of obesity in our country has grown drastically and it affects everyone. Now under the U.S. health care reform law of 2010 employers are able charge obese workers 30 percent to 50 percent more for health insurance if they decline to participate in a qualified wellness program. There are proven statics […]
Individual Health Insurance and Medical Records
Local residents are still faced with challenges when it comes to purchasing an Individual or family policy. One of the biggest challenges is with underwriting. Currently you still can be declined coverage due to ongoing health condition or what is in your doctors a record. Most people have very little knowledge what your doctors attending physician […]
Individual Long Term Care Market
Over the last three years, Unum , Guardian, MetLife, Allianz and now Prudential have all exited the Individual Long Term Care market. There looks to be a real possibility that this market will cease to exist. Insurance companies are unable to predict the long term cost of assisted living. They claim they are unable to […]
State Insurance Exchange Update
This map gives an idea where each state stands on setting up a health insurance exchange. The majority of states have taken grants to establish a state based exchange. The states have positions themselves to set up the insurance market. Some states have taken grants to research a stat based exchange. They are looking at […]
Health Care Reform In the Supreme Court
Today starts the first day of the debate on health care reform. It will be very interesting to see how the supreme court rules in the next 3 days. Fox News reported on what a fine line the administration’s argument is on. Not having health insurance cause to get a penalty or a tax? The administration’s attorney had […]
CBO Projects Obamacare to Cost $1.76 Trillion
$1.76 Trillion for Obamacare The CBO released the cost of the Health Care Reform for the next 10 years. The congressional Budget office originally projected the cost of the reform at $940 Billion for 10 years. Now the CBO is projecting $1.76 Trillion for the next 10 years. Then in 2022 with another $265 billion for coverage expansions […]
Senator Johnson Questions Secretary Sebelius
Senator Johnson Questions Secretary Sebelius Regarding Obamacare Cost Here is a questing from Senator Johnson to Secretary Sebelius on the cost of the health care reform. The Senator has some of his facts mixed up and the Secretary seems to be unprepared for the questioning. The Senator was using cost estimate and predictions that had different time […]
