Status of Obamacare for Hoosiers

Usually, I don’t like to use the term “Obamacare” but it seems that most Hoosiers know of the Affordable Care Act by that terminology. Right now, Health Care Reform looks like it is starting to unravel. The announcement of the delay in the employer mandate raised concerns. On one side, it looks like the administration […]

Adjusted Community Rating For Health Insurance

One of the key aspects of the new health care law is the Adjusted Community Rating. Currently, the health insurance industry uses gender, medical history, group size, and health status. These underwriting practices will be prohibited in 2014. With the new law, health insurers in the individual and small group markets will only be able […]

Health Insurance Increase Under Health Care Reform

Ohio reveals high exchange rates under the Patient Protection and Affordable Care Act, according to this article from BenefitsPro. The state of Ohio just released their projected health insurance increases under the new health care reform.  As Hoosiers, we should look at those price increases closely as we may be in the same situation soon. The Ohio […]

Health Care Reform Fees

We know you don’t want to pay anymore money than absolutely necessary for health insurance, but there are a few fees that are going to implemented in the new health care reform law. Under the Affordable Care Act (ACA), there will be new fees and taxes assessed on all Indianapolis commercial (group)  health insurance plans. These […]

President Says The Public Does Not Know The Health Care Law

Bloomberg The President of the United States recently spoke about the new health care law. He stated that the public does not know about the benefits of the new law.  Most of Congress does not know about the benefits of the new health care law. Anytime you have a 2,000 page law and then another 15,000 pages […]

Potential Employer Penalties Under the Patient Protection and Affordable Care Act (ACA)

Potential Employer Penalties Under the Patient Protection and Affordable Care Act (ACA) Summary of important items and definitions to know: 1. ACA imposes penalties on “large” employers, if at least one full-time employee obtains a premium credit through the newly established exchange. Employers are not subject to a penalty if their full-time employees are eligible […]

Small Business Tax Credits In The Exchange

Well there is not much information floating around about tax credits for small groups on the health insurance exchange. If a small group employer was to purchase health insurance from the exchange they may be eligible for tax credits. That tax credit could be as high as 50% of the total premium the company contributed […]

Congress Aids Look At Exemption from Insurance Mandate?

Politico just released a story about talks of exempting Congress staffers from the Insurance mandate. You can’t make this up!  These are very people that are suppose to understand the laws they pass.  Come to find out, very few of them have any understanding of the law. Congress is worried about “brain drain” by losing young […]

Doctors and Exchange Health Insurance

New information has been released about health insurance exchange policies and premium payments. Under the new law, if you buy a policy from the health insurance exchange, you have a 90 day grace period to pay premiums. This is going to have a huge impact on how doctors treat exchange policyholders. Doctor may be reluctant […]

Breast Pump Coverage Under Insurance.

Under the new Health Care Reform laws, all breast pumps must be covered at no cost to the insured. As you can imagine this has created some shortages. If you find yourself in need of breast pump, look on the back of your insurance card for a phone number for member services. This number will […]