The Basics of the Affordable Care Act

Is Health Care Reform just what the doctor ordered? The Affordable Care Act includes many provisions designed to help consumers obtain health insurance either through the exchange or free market. The law is meant to give access to health insurance while at the same time control costs. Here are the key provisions that will impact […]

Wellness Programs For Small Companies

A company wellness program is set up in the workplace to offer employees a kind of comprehensive health service, to encourage employees to adopt healthier lifestyles and to take measures aimed at preventing the worsening or onset of illnesses. In the last five years, wellness programs were supposed to bring the most amount of savings for group health insurance. These small […]

Smart Patient by UHC

Health insurance companies continue to create online tools and apps to help insured have better control of their health care. United Health Care has launched a new app call Smart Patient. This app is for either IPhone or Droid. The app will hold of the patient medical information and more. The application tracks 5 numbers […]

Wining A Individual Health Insurance Appeal

    The individual health insurance industry can still decline coverage. These declines come from ongoing health conditions.  The insurance companies are very conservative at this time. If you are declined coverage you have the option to appeal their decision. During appeal process, medical records will be order from all of your doctors.  These medical records […]

New Smart Phone App from UnitedHealthcare

  Health4Me App   Unitedhealthcare is one of the leading health insurance carriers when it comes to technology. They are not always user friendly but this Smart Phone App is really cool.   As you know the words cool usually are not in the same sentence as health insurance.   This app is to help families […]

The Changing Role of Insurance Brokers

The insurance landscape is changing. But the shifts won’t just affect consumers – brokers are also looking at an alteration in the way they currently do business. The new healthcare reform law requires states to create insurance exchanges so people not covered by an employer plan can shop for affordable coverage. Some industry analysts believe […]

Indiana Level Funded Group Health Plan

Indianapolis has seen the introduction of several new group health products designed for companies with between 10 and 250 employees. What makes these plans intriguing is that they are self-funded health insurance vehicles. In a traditional self-funded plan, the employer pays for its own medical claims directly. Meanwhile, a third-party administrator administers the health plan […]

Self Funded Health Plans for Small Groups released a study showing a trend for small groups to shift towards a self funded health insurance. The report stated groups with as few as 50 employees could find savings in the self insured market. We could see in the very near future where small employers entertaining taking on their employees medical […]

Individual Health Plan Through Group

IHIE I posted a snap shot of an option for the future of group health insurance could be through Health Insurance Exchange. As, I learn more about this option of individual plans it could turn out be a strategy for companies in the future.

Concierge Medicine

Concierge medicine is where you pay your doctor a retainer fee so that you may see then with very short notice. The avg fee is around $1,500 but can be as high as $5,000. This type of services is all so called boutique medical, retainer-based medicine, and innovative medical practice design. There are some real Medicare worries about […]