Will You Lose Your Doctor Due to Narrow Networks?
If you’ve been searching for a new healthy policy, you’ve probably heard by now about the narrow networks that are available. Since the insurance industry is trying to reduce costs, they have formed narrow networks to lower the cost of care. This applies to plans both on and off of the exchange. In the beginning, […]
Health Care Reform
We are starting to see the impact of Obamacare, both the positive and negative initial outcomes. It depends on every Hoosier’s individual situation to say if they feel joy or if they feel pain. There is a lot of joy for Hoosiers that suffer from ongoing health conditions. This segment of our community is now able […]
Health Insurance For the Treatment of Autism Post 2014
For families that are faced with Autism, there is great concern about how the new health care laws will impact them. All of the insurance companies that will be participating have filed their plans with the Indianapolis Department of Insurance. From what we can tell, it looks like all of the plans will cover the Autism […]
Indiana Comprehensive Health Insurance Association Policy Holders
For the 7,200 policy holders who currently have a health insurance policy through Indianapolis Comprehensive Health, I have some good news. Most of you have never had good news when it comes to health insurance. Under the new health insurance laws, your luck might change! The first and most important point is that you can […]
The IDOI Explains the 72% Health Insurance Increase
By now, you might have heard that the Indianapolis Department Of Insurance projected a 72% increase in individual health insurance market for Indianapolis. The IDOI has also released the Individual Insurance Market Report, which goes on to explain this projected increase. This is a legitimate explanation for the increase, and the only thing that is not included […]
Could a Self-Funded Plan Be Your Best Option?
It’s common knowledge that offering health insurance benefits helps attract and retain great employees, yet businesses are looking for ways to cut costs as benefits get more expensive. Have you ever considered a self-funded insurance plan? In a self-funded plan, a business can provide health benefits directly to employees. Instead of the insurance companies, the […]
Health Care Reform for Smokers
Are delays become the norm for health care reform? A glitch in the health care reform law might be giving smokers a break from tobacco-use penalties which would cause their premiums to become too expensive. The Obama administration has informed health insurers that there is a problem in the computer system that will limit the penalties the insurers […]
Status of Obamacare for Hoosiers
Usually, I don’t like to use the term “Obamacare” but it seems that most Hoosiers know of the Affordable Care Act by that terminology. Right now, Health Care Reform looks like it is starting to unravel. The announcement of the delay in the employer mandate raised concerns. On one side, it looks like the administration […]
Adjusted Community Rating For Health Insurance
One of the key aspects of the new health care law is the Adjusted Community Rating. Currently, the health insurance industry uses gender, medical history, group size, and health status. These underwriting practices will be prohibited in 2014. With the new law, health insurers in the individual and small group markets will only be able […]
Medical Mutual to Exit Indiana Market
Medical Mutual of Ohio has decided to exit the Indianapolis market for group and individual health insurance. This is a real blow to competition in the small group and individual health insurance market. Medical Mutual was a good carrier in the small group market, which gave a nice level of competition to the national carriers. They […]
