Find the Right Insurance Plan if Your Small Business Doesn’t Offer It

As the new healthcare laws take firm hold in the state of Indiana, we are starting to see the full impact on small group health plans. Small group health insurance has always been a challenge for many companies over the years due to cost. Small group health plans are for companies that have less than 50 […]

Portion of the Affordable Care Act Delayed for a Year

The Obama administration released 200 pages of Department of Treasury regulations last week. Inside these 200 pages was information about delaying the employer mandate. This is specific to companies with 50 to 99 employees and the delay is until January 1st, 2016. This is a very big development and is being viewed as political even […]

2014 Individual Health Plans

Welcome to the new world of health insurance plans under the Affordable Care Act. Some people have experienced premium joy. This has come from the Federally Facilitated Health Insurance Marketplace in Indianapolis. Hoosiers have been eligible for subsidized premiums in the marketplace.  The average subsidy we are seeing is about $2,800 a year.  On the […]

Anthem Individual Online Payment

If you to took out an individual policy from Anthem with a 1-1-14 start date, I would recommend making your payment online if you have not.   On Anthem On the Exchange Payment Portal  If you mailed in you check you will be better off submitted an online payment. Anthem is having a hard time […]

Will You Lose Your Doctor Due to Narrow Networks?

If you’ve been searching for a new healthy policy, you’ve probably heard by now about the narrow networks that are available. Since the insurance industry is trying to reduce costs, they have formed narrow networks to lower the cost of care. This applies to plans both on and off of the exchange. In the beginning, […]

Small Businesses Dropping Group Health Plans

Under the new health care laws, many small business owners are entertaining the idea of dropping group health benefits. This isn’t only happening here, but all across the country. Right now, there are projections on group rate increases for everyone. These projections have many small groups looking at a 30%-60% increase due to the Affordable Care […]

Health Care Reform

We are starting to see the impact of Obamacare, both the positive and negative initial outcomes. It depends on every Hoosier’s individual situation to say if they feel joy or if they feel pain. There is a lot of joy for Hoosiers that suffer from ongoing health conditions. This segment of our community is now able […]

Federal Health Insurance Exchange

The new Indianapolis Health Insurance Exchange will go live in only one week!  Here at Nefouse & Associates, we are authorized to sell and service the exchange plans. There will be four options of coverage: Bronze, Silver, Gold and Platinum. Under the Affordable Care Act, often referred as Obamacare, no one can be denied coverage […]

Individual Health Insurance for Small Groups

In 2014, we are going to have new options in the small group health insurance market. Under the new health care laws, we are going to see guaranteed issue in the individual market. This is one of the biggest aspects under the new law because now everyone has access to a health insurance plan. There […]

Health Insurance For the Treatment of Autism Post 2014

For families that are faced with Autism, there is great concern about how the new health care laws will impact them. All of the insurance companies that will be participating have filed their plans with the Indianapolis Department of Insurance. From what we can tell, it looks like all of the plans will cover the Autism […]