Consultas y Cobertura de Salud para la Comunidad Hispana
Hola y Bienvenidos! Mi nombre es Laura Martinez y soy nuevo miembro en la empresa Nefouse & Associates. Somos una empresa independiente y local, nos especializamos en los beneficios del seguro de salud. Ayudamos a familias, individuales y negocios encontrar la mejor cobertura de atencion medica disenadas para sus necesidades. Tengo el privilegio de ayudar […]
New insurance concept: the self-insured medical reimbursement plan
ZaneBenefits is the leader in helping to self-administer employer reimbursement for employee medical expenses. In fact, they are the one of the few companies that will do this. This is one of the most controversial concepts out there. Zane believes that this is a legal approach to reimburse medical expenses for the employees from a […]
Supreme Court Rules in Favor of Hobby Lobby
Supreme Court ruling on healthcare and morality The Supreme Court ruled that “closely held” companies can, on religious grounds, opt out of a federal healthcare law requirement that companies provide contraception coverage for employees. A closely held company is one with 50% of its stock owned by five or fewer owners — a definition that applies to […]
All about small group self-funded insurance plans for Indiana
Self-Funded Plans What is a self-funded plan? It’s where an employer provides health benefits to employees out of the company’s own pocket. We have seen the introduction of self-funded plans for small groups in Indianapolis. Small employers are looking for options to try to control rate increases caused by the Affordable Care Act. The self-funded […]
SHOP: Multiple Choice on The Exchange for Small Groups
One of the points of the Affordable Care Act was to increase choices for insurance, both for small groups and individuals. That’s been the case, to a certain extent, but it’s worked out better in some situations that others. Under the ACA, the exchange is suppose to offer small-group health insurance choices. These plans would […]
Congress Backs State Medical Marijuana Laws
The Republican-majority House of Representatives voted in favor of blocking the federal government from interfering with states that allow medical marijuana. The vote was 219-189, with many moderate and libertarian-minded Republicans joining most Democrats in passing the measure. This is an unusual break from party lines and suggests a fundamental shift in how Congress, and […]
Who Pays the ACA Related Costs for Group Plans?
A topic that will likely be addressed at your next next health insurance renewal meeting is likely going to be: Who will pay the Affordable Care Act related fees? Will it be the employees, employers… or both? Let’s find out more about what each of these ACA fees are and how much they will cost […]
United Health One Rate Increases
If you have a United Health One policy you may have experienced a rate increase this year. This has become a major problem, not just from a cost standpoint, but also from a Qualifying Life Event (QLE) standpoint. United Health One made a decision to move the renewal date of their Indianapolis members to December […]
Small Group Health Insurance Renewal
Small group health insurance renewal from July 1 to the end of the year just got really interesting. If you have been following my blog posts, then you may have read an article titled “What Is “Grand Mothering” And How It Will Impact You?” Grand Mothering is the ability to keep your current group health […]
Moving Employees To Guaranteed Issue Health Plans
Is it legal to move an employee from my group health plan to the a guaranteed issue individual plan? This is a big question with a lot of money on the line for employers and insurers. During open enrollment (October 1, 2013–March 31, 2014), anyone could have purchased a health plan either on or off […]