Free Choice Vouchers Defunded
The budget agreement that was reached last week has defund Free Choice Vouchers of the new health care law. Most people have no clue what these are. A free choice voucher gave the employee the right to take a employer contribution for a group health care plan and apply that to a the exchange plan. The employee would be […]
PPACA Consequences
PPACA has major consequence to the employer group plans over 50 lives. PPACA spawns a new form of wage discrimination I had to re post this blog posting because it show some unintended consequences of the reform. Under the new law if a group over 50 lives has a group health insurance plan in place it […]
Repealing Health Care Law
House panel sends 1099 tax reporting to the floor This is a big aspect of the health care law when it comes to small business administration. This 1099 law is essentially a way for the gov. to collect more taxes to pay for the health care law. By law all small companies will have to […]
HHS Looks To Calm Governors Fear Over The Exchanges
The Administration of the new health law sent a memo out giving Flexibility for State Run Exchanges. This is in response to the Governor’s Letter to HHS early this week. The memo is stating that the states already have the power to set up the exchanges as they see fit. The Governors letter points out some serious […]
The Health Care Law Debate
Right now there is a lot of confusion on how the health insurance exchanges are going to be set up. There are states like South Carolina that have told the Federal Gov. they will not set up an exchange because they do not believe the law is constitutional. Then there are states like California that […]
Group Health Insurance and Participation
If you are a small business owner or a controller of a small group then you have had to deal with participation on the group health plan. The particapation issue commes up with groups that have high premiums. The high prmiums could be the result of many different things. This post is about how you […]
HHS Secretary Testified On The Health Care Law
http://www.c-spanvideo.org/program/LawonCo Here at Nefouse and Associates we know how everyone enjoys watching C-Span especially when it comes to health insurance. So I have watched it for you and will give you the update. Health and Human Services Secretary Kathleen Sebelius testified on the impact of the 2010 health care law. The Secretary job is to […]
Repealing Health Care Law
I know most people find health care debate to be boring but the reality is this is going to effect you one way or the other. Congress has formed two committees to investigate the entire law and the impacts that it will have on the economy. I know some people feel this might be a waste […]
Individual Health Carriers Tighten Up Underwriting
For 2011 we have seen a increase in underwriting standards for policies to be issued. There are different levels of approval. Preferred Best would be the best rating which means you have no ongoing health conditions. Standard 2 would be the highest risk where a Insured has multiple conditions that are being treated or high […]
State Of The Union Regarding Health Insurance
I listened very closely to the speech given by our president on the State of the Union. I concentrated very closely on the small portion dedicated to health insurance. The speech was very broad and in a sense contradictory to the Presidents actions for the last two years. The fact the President stated that he […]
