Health Insurance and Social Media

You know social media has caught on when the health insurance industry has embrace it. It’s amazing to see so many people communicating about health insurance through facebook and tweeter. www.healthcare.gov   Set the tone with health insurance when they created a facebook page to  communicate their message about the new health care law. Then on […]

Essential Health Benefits

HHS has commissioned the Institute of Medicine to conduct  a study on the Essential health Benefits of the health care law.  They are to recommendations will lead to how Essential health benefits are determined. This is a huge aspect of the law. Right now we have an idea of what these essential benefits are.  Anthem […]

HHS Looks To Calm Governors Fear Over The Exchanges

The Administration of the new health law sent a memo out giving  Flexibility for State Run Exchanges. This is in response to the Governor’s Letter to HHS early this week. The memo is stating that the states already have the power to set up the exchanges as they see fit. The Governors letter points out some serious […]

Health Law will Have Huge Impact on College Students

Most universities offer some type of health insurance plan to the students. Most of these plans would be consider Limited liability health plans. The usually are guaranteed issue. Well now under the new health care law all of these plans will have to adapt to the new health care laws. College Students Health Insurance This will create […]

The Health Care Law Debate

Right now there is a lot of confusion on how the health insurance exchanges are going to be set up. There are states like South Carolina that have told the Federal Gov. they will not set up an exchange because they do not believe the law is constitutional. Then there are states like California that […]

Letter to HHS From Responsible Governors

Governor’s Letter to HHS Here is the Governor’s letter to  Kathleen Sebelius Secretary U.S. Department of Health and Human Services. This letter is stating that the states should have the right to setup the health exchange without the federal governments mandates.  This is a huge statement!  These governors realize that the federal mandates will make the plans […]

Group Health Insurance and Participation

If you are a small business owner or a controller of a small group then you have had to deal with participation on the group health plan. The particapation issue commes up with groups that have high premiums. The high prmiums could be the result of many different things. This post is about how you […]

State Of The Union Regarding Health Insurance

I listened very closely to the speech given by our president on the State of the Union. I concentrated very closely on the small portion dedicated to  health insurance.  The speech was very broad and in a sense contradictory to the Presidents actions for the last two years. The fact the President stated that he […]

Employee Health Insurance Premium

If you are the controller or an owner of a small business there are  major decision you will have to make on an employee health insurance. The one that I will focus on here is age based vs composite premium calculations. These will impact your employees. Age base premium is exactly what they sound like. The premium is […]

Talk About Health Care Reform

It’s very important that we continue to talk about health care reform. Ask people that are in the health care equation. Speak to your Doctor, Nurse, Pharmacist, and Insurance broker.  It’s important for everyone to know what the people in the health care field think about the current reform laws. Right now there is a […]