Small Businesses Dropping Group Health Plans

Under the new health care laws, many small business owners are entertaining the idea of dropping group health benefits. This isn’t only happening here, but all across the country. Right now, there are projections on group rate increases for everyone. These projections have many small groups looking at a 30%-60% increase due to the Affordable Care […]

Individual Health Insurance for Small Groups

In 2014, we are going to have new options in the small group health insurance market. Under the new health care laws, we are going to see guaranteed issue in the individual market. This is one of the biggest aspects under the new law because now everyone has access to a health insurance plan. There […]

Dropping Group Health Benefits?

Health care reform is bringing new options for small and mid size group plans. Not just here locally, but for the entire country. One of the benefits of having a group health plan, is being able to offer guaranteed issue to employees.  This is where the group health plan will accept you, no matter what […]

Group Health Insurance

In 2013, we should see the final implantation of health care reform. The final stage should open an additional markets and strategies for group health insurance. In 2014, group health insurance will no longer have medical underwriting. This is call guaranteed issue. No longer will an employee have to complete application and answer medical questions. […]