Health Care Repeal Debate

There is going to be big news on these debate. The repeal passed the house and now it’s on to the Senate. Most experts give it little hope in the Senate. What is interesting about this debate is both side are really only focused on a small % of the total law.  The law has specific […]

Talk About Health Care Reform

It’s very important that we continue to talk about health care reform. Ask people that are in the health care equation. Speak to your Doctor, Nurse, Pharmacist, and Insurance broker.  It’s important for everyone to know what the people in the health care field think about the current reform laws. Right now there is a […]

The Repeal of Health Care Reform

The house is going to vote on repealing the health care reform.  Most news outlet are stating this is a symbolic gesture.  I think its a lot more than that. The healthcare reform bill is a huge gamble with 1/6th of the economy. The health care reform bill has done nothing to address the cost […]

How Health Reform Will Impact You In 2011

As we enter in 2011 more aspects of  health care reform will have a direct impact on you. All wellness and preventive care is now covered at 100% with not cost to the customer.   So there is no reason not to get your yearly check up. Technically speaking if you have diagnostic services done for wellness […]

Guaranteed Issue for Children Under 19

Under the health care reform children under 19 can not be denied or pre x on health insurance. This law is now in place and the carriers have developed strategies on the law. The first thing the carriers have done is completely with drawn from the stand alone children’s policy. So now in this country you […]

Medical Loss Ratio Explanation From Anthem

The new Medical Loss Ratio will have a huge impact on health insurance companies. There is major concern in the industry that we could see some carriers pull of certain markets. The market that creates the most concern is the Individual market. This segment of insured represent a small portion of the overall block of […]

Health Insurance Exchange

Right now the state has taken the federal grant to explore setting up a state base exchange vs a federal exchange. This is very important on the future of health insurance and health care in the state of Indianapolis. If it is a state based exchange then we should see competition within the carriers operating […]

Indiana Health Care Reform

September 23rd has shown us the first phase of health care reform. We have mass confusion on how the law would effect current health plans. This health care reform was written without taking in to consideration things like math.  The health care reform sounds warm and fuzzy but now we are witnessing what happens when […]

Obama administration Granting Dozens Of Waivers

The Obama administration has granted dozens of waivers to companies so they do not have to comply to the health care reform. McDonald’s released a statement that their current health plan to the hour employees would  not meet the health care reform requirements. So the administration granted them a one year wavier reported by the […]

The First Negative Effect of Health Care Reform

As we enter the 6 month mark of the passing of the health care reform we are witnessing the first negative impacts.  This week, almost every big insurance company in America—including Aetna, Cigna, UnitedHealth Group, WellPoint, Humana, Coventry, some Blue Cross Blue Shield affiliates and others—stopped writing “child-only” policies in the individual market. This is […]