Health Care Reform Timeline
Timeline of Provisions 2010 2010 Reform Provisions Small Business Tax Credit Pre-Existing Conditions Annual Limits Dependent (Adult Child) Coverage Medicare Part D Drug Coverage Appeals Consumer Protections Preventive Care Services Lifetime Limits Early Retiree Reinsurance Programs 2011 2011 Reform Provisions FSA, HSA, & HRA Changes Medical Loss Ratio Non-Discrimination 105(h) Rules Appeals Rate Review 2012 […]
Buying Personal Health Insurance Online
As the explosion of health insurance sales online continues buyers need to be aware. Almost everyday I speak with a potential client that has received quotes online and thinks they are buying a certain type of plan. What they are actually buying is a plan that has limited benefits. This could be an honest mistake […]
Wellness Programs
The ever rising costs of employer sponsored group health insurance have driven more companies to elect high deductible health plans along with goal driven wellness programs. Under these types of wellness programs employee’s can reduce their out of pocket costs by meeting reasonable health goals. Goal driven wellness programs work best when the program is […]
Indiana State Children’s Health Insurance Plan (SCHIP)
This is an interesting program that very few people are aware of. If your house hold income is below 250% of the federal poverty level then you may be eligible to put your children on this health plan. Currently in Indiana the SCHIP program is being admin through Hoosier Health wise. So for a family […]
HSA Contribution Limits For 2009
Eligible individuals with self-only coverage under a high-deductible health plan (HDHP) may contribute an annual maximum of $3,050 to their Health Savings Account (HSA) for 2010. Eligible individuals with family coverage (coverage for two or more individuals) under an HDHP may contribute up to $6,150 to their HSA. Individuals age 55 or older who are […]
Survey Finds Health Savings Account (HSA) Owners Satisfied
General Findings: More than 80 percent of respondents cite their ability to save for future health care expenses as the primary reason for opening and depositing money into their HSAs. 70 percent of HSA participants make $75,000 a year or less in income. 82 percent of HSA owners are satisfied with their accounts. 78 percent […]
Why Health Insurance Premiums Keep Increasing
Anthem plans across the country are working to develop innovative products and programs that help address rising health care costs. Through pay for performance initiatives, consumer directed health plans and transparency initiatives; Anthem is providing access to the information needed to drive down health care costs. While many people may believe that insurer profits are […]
COBRA Information – Questions & Answers
We would like to post the new American Recovery and Reinvestment Act (COBRA Information and Questions and Answers) for all clients and info seeking people out there here.
Nefouse & Associates Launches New Website
As many of you may already have noticed, we launched a new website today with the goal of easily providing quotes to both individual and business customers. The website, designed by Dan Root, is built strictly in cascading style sheets (CSS) and has many search engine friendly features that are designed to increase search visibility. […]
Data Suggests HSAs Getting Popular & Cutting Costs
A new report released today by the Center for Medical Progress at the Manhattan Institute finds that Health Savings Accounts are becoming more popular and have shown significant health care cost savings. Read the full article at Medical News Today.