Health Coverage Tax Credit
The monthly option helps you pay for health insurance as you go. You pay 20% of your premiums to the IRS each month The IRS adds 80% and sends the full payment to your health plan The health coverage tax credit (HCTC) began in 2002 as an effort to make health care affordable for certain families by […]
Anna’s Celebration of Life
This is a charity that we support here at Nefouse & Associates. Please visit their website and listen to Anna’s Story. http://www.annascelebrationoflife.org/
Group Health Insurance and Participation
If you are a small business owner or a controller of a small group then you have had to deal with participation on the group health plan. The particapation issue commes up with groups that have high premiums. The high prmiums could be the result of many different things. This post is about how you […]
Judge Vinson Rules Health Care Law Is Unconstitutional
Judge Roger Vinson, in Pensacola, FlaVinson wrote “I must reluctantly conclude that Congress exceeded the bounds of its authority in passing the act with the individual mandate. That is not to say, of course, that Congress is without power to address the problems and inequities in our health care system. The health care market is […]
HHS Secretary Testified On The Health Care Law
http://www.c-spanvideo.org/program/LawonCo Here at Nefouse and Associates we know how everyone enjoys watching C-Span especially when it comes to health insurance. So I have watched it for you and will give you the update. Health and Human Services Secretary Kathleen Sebelius testified on the impact of the 2010 health care law. The Secretary job is to […]
Health Insurance Policy for Diabetics
Here at Nefouse & Associates we have found a carrier that will insure Individuals that are suffering from Diabetes. There are some very strict underwriting guidelines. The diabetes has to be treated with medication and not insulin. Also the applicant cannot be taking more than 3 medications. This is a true health insurance plan. Let […]
Repealing Health Care Law
I know most people find health care debate to be boring but the reality is this is going to effect you one way or the other. Congress has formed two committees to investigate the entire law and the impacts that it will have on the economy. I know some people feel this might be a waste […]
Impact of Health Care Reform
Health care reform bill components The health care reform bill passed earlier this year contains a variety of different components that, cumulatively, will have a substantial impact on the overall health care landscape. The following information breaks down some of the various components of the bill. Grandfathered Health Plans Your current health care plan, whether […]
Health Care Reform Legislation Q & A
Q: When does the new health care reform law take effect? A: The health care reform law was enacted on March 23, 2010. Some of the law’s provisions took effect immediately. Other provisions will roll out gradually over the next several years. Q: Are employers required to offer health care coverage? A: Employers will have […]
Individual Health Carriers Tighten Up Underwriting
For 2011 we have seen a increase in underwriting standards for policies to be issued. There are different levels of approval. Preferred Best would be the best rating which means you have no ongoing health conditions. Standard 2 would be the highest risk where a Insured has multiple conditions that are being treated or high […]
