Rep. Andrews Addresses the MLR
House Dem rips new insurance rule Rep. Robert Andrews (D-N.J.) spoke to the NAHU about the effects of the Medical Loss Ratio on Agents. With the Medical Loss Ratio in the new health care law 80%-85% of premium has to go to claims. That leaves just 20% for the insurance company to spend on administration. HHS chose to […]
A Draft of Tax Form 8941
8941–dft Anthem just released a draft of tax form 8941. This is the tax credit for small business health insurance with less than 25 employees. Most companies have had a difficult time qualifying for the tax credit.If you have less than 25 employees, average salary is under $50,000, and have an employer sponsored group health plan you […]
Health Insurance and Social Media
You know social media has caught on when the health insurance industry has embrace it. It’s amazing to see so many people communicating about health insurance through facebook and tweeter. www.healthcare.gov Set the tone with health insurance when they created a facebook page to communicate their message about the new health care law. Then on […]
Poor Health Insurance Article from Fox News
Here is a bad article about health care reform. Article This article from Fox Business News is some type of attempt at cliff notes for the impacts of health care reform. The Article was written by Scott Loochtan and he claims to be a professional in the health care and retirement field. How he got […]
Essential Health Benefits
HHS has commissioned the Institute of Medicine to conduct a study on the Essential health Benefits of the health care law. They are to recommendations will lead to how Essential health benefits are determined. This is a huge aspect of the law. Right now we have an idea of what these essential benefits are. Anthem […]
HHS Looks To Calm Governors Fear Over The Exchanges
The Administration of the new health law sent a memo out giving Flexibility for State Run Exchanges. This is in response to the Governor’s Letter to HHS early this week. The memo is stating that the states already have the power to set up the exchanges as they see fit. The Governors letter points out some serious […]
Indiana House Bill 1003
The Choice Scholarship Program This is a bill on Education and I think every parent should be aware of this.
Health Law will Have Huge Impact on College Students
Most universities offer some type of health insurance plan to the students. Most of these plans would be consider Limited liability health plans. The usually are guaranteed issue. Well now under the new health care law all of these plans will have to adapt to the new health care laws. College Students Health Insurance This will create […]
The Health Care Law Debate
Right now there is a lot of confusion on how the health insurance exchanges are going to be set up. There are states like South Carolina that have told the Federal Gov. they will not set up an exchange because they do not believe the law is constitutional. Then there are states like California that […]
Letter to HHS From Responsible Governors
Governor’s Letter to HHS Here is the Governor’s letter to Kathleen Sebelius Secretary U.S. Department of Health and Human Services. This letter is stating that the states should have the right to setup the health exchange without the federal governments mandates. This is a huge statement! These governors realize that the federal mandates will make the plans […]
