$63 Fee Hidden in PPACA Regulations

It turns out that everyone that has a health insurance policy will have to pay an additional $63 a year. This $63 is to help fund the health insurance industries risk for in 2014. If you have an individual, small group, large group or self funded plan you have to pay. In 2014, the individual […]

Preventive Services Under PPACA

Under the Health Care Reform there are new preventive care benefits that every Non Grandfathered policy will have to cover. Some of these benefits will be covered at no cost to the insured. It’s very important that you consult your current coverage to determine if these new benefits will be covered. There will be some plan that […]

3 Accountable Care Organizations for Indiana

An accountable care organization (ACO) is a type of payment and delivery reform model that seeks to tie provider reimbursements to quality of care.  This health care delivery model is very different from our current fee for service.   The ACO is the one aspect of the Patient Protection and Affordable Care Act that could reduce medical cost. There […]

CBO Projects Obamacare to Cost $1.76 Trillion

$1.76 Trillion for Obamacare The CBO released the cost of the Health Care Reform for the next 10 years. The congressional Budget office originally projected the cost of the reform at $940 Billion for 10 years. Now the CBO is projecting $1.76 Trillion for the next 10 years. Then in 2022 with another $265 billion for coverage expansions […]

Middle Class Hoosiers will be Eligible for Medicaid

Huffington Post National Journal It looks like under the new health law if you have house hold income of $64,000 you will qualify for Medicaid benefits.  For Indiana and other states this would allow a lot of people the option of Medicaid. This could devastate health insurance markets over night and add a huge burden on the […]

Pressure on McKinsey Study

The Hill Chairman Max Baucus is not happy about the Mickinsey study that state 30% of employers will drop their group health plans after 2014. Chairman Baucus has order a full disclosure on the methodology of the study. It will be interesting to see what methodology was used. Being a health insurance broker with extensive […]

HHS Announces Lower Premiums For PCIP Program

Washington Post  Reported a large decrease in the PCIP health insurance program. HHS has funded the program with $5 billion dollars so that they can reduce premiums. IBJ Reported that so far only 18,000 people have enrolled into the plan. HHS was expecting 375,000. The reality is the premiums for any high risk pool are high. […]

Health Reform Repeal

Rep. Wally Herger (R-Calif.) filed a discharge petition Tuesday that would get rid of the Democrats’ health care reform and replace it with a Republican alternative. His push follows Rep. Steve King’s (R-Iowa) petition to simply repeal the reform without replacing it with new legislation. King’s petition currently has 170 supporters, while Herger’s got 28 […]

Affordable Care Act & Medicare Reforms

With the Affordable Care Act comes medicare Reforms. Historically, Medicare has often led the entire health care system in the adoption of quality and payment innovation. The reforms that go into place will not only affect Medicare but could change the way the health care system is paid. Meidcare reform means Reform our health care […]

High-Risk Insurance Pools Cost More

Health care reforms high-risk insurance pools will have difficult choices ahead. The CBO Director Doug Elmendorf laid out the stark choices facing a program. The $5 billion dollars will run out in before 2013. To extend the coverage to 600,000 more Americans would cost $5 -$10 billion more than estimated. Health and Human Services Secretary […]