2026 Employer Health Benefits Trends: What Indiana Employers Need to Know
Family health premiums are approaching $27,000 a year—and for many Indiana employers, that number keeps climbing. UnitedHealthcare’s 2026 Health Trends Report gives us a detailed look at what actually drove health care costs in 2025 and what to expect for Indiana Group Health Insurance heading into 2026. The report is based on real insurance claims […]
Two Major Insurers Are Leaving Indiana’s Health Marketplace in 2027. What Every Hoosier Needs to Know.
If you buy your own Indiana Health Insurance — or you’ve been thinking about it — Indiana’s marketplace is about to change significantly. CareSource and Cigna have both officially confirmed they will stop offering individual health plans in Indiana starting January 1, 2027. Nearly 67,000 Hoosiers will need to find new coverage. As an independent […]
TrumpRx.gov and Weight Loss Drugs: What Indiana Residents Should Know
Prescription drug costs continue to be one of the most frustrating parts of the healthcare system — and weight loss medications are one of the biggest pain points. Many of the most effective drugs on the market today come with high price tags and, in most cases, are not covered by Indiana Health Insurance plans. […]
Navigating Indiana’s Evolving Health Insurance Landscape: What Hoosiers Need to Know
In 2026, the Indiana Health Insurance landscape is changing, with big shifts in premiums, Medicaid, and hospital stability. At Nefouse & Associates, we’re here to help you find the right coverage. Whether you need a marketplace plan or an employer-sponsored option, our team offers guidance to help you stay protected and manage your costs. Hospitals […]
Hoosiers Face Big Indiana Health Insurance Increases as ACA Subsidies End
Many Indiana residents are opening their Indiana Health Insurance bills this month to an unpleasant surprise. With the Affordable Care Act open enrollment period now closed for most states, including Indiana, higher premiums are taking effect for thousands of people who buy coverage through the Marketplace. The increase comes after extra federal subsidies, first added […]
Indiana Chamber MEWA: SIHO Replaces Anthem
The Indiana Chamber of Commerce MEWA (Multiple Employer Welfare Arrangement) is undergoing a major transition. Anthem Blue Cross Blue Shield will no longer be the carrier, and SIHO Insurance Services will take over beginning October 1, 2025. Every few years, the Indiana Chamber puts the MEWA contract out for bid via a request for proposal. […]
New Employer Leverage for Indiana Group Health Insurance Costs
Whether you have five employees or 5,000, every employer has felt the pressure of rising Indiana Group Health Insurance costs. But now you have a new advantage with House Enrolled Act 1004, a state law that empowers you to demand transparency, control costs, and renegotiate what you’re paying for healthcare. At Nefouse & Associates, we […]
Indiana Hospitals Rank #8 as Most Expensive in the Country
A recent study by the Rand Corporation (https://www.rand.org/pubs/research_reports/RRA1144-2.html) Hoosiers Pay More Than Three Times the Medicare Reimbursement Rate for Health Care The Rand study, conducted from 2020 to 2022, is a comprehensive analysis of medical claims data from a diverse population of privately insured individuals and hospitals across the United States. This study’s findings, which […]
GLP-1s will no longer be available through Caremark Mail Service
CVS Caremark is a pharmacy benefit manager (PBM) and a third-party administrator of prescription drug programs. PBMs are primarily responsible for processing and paying prescription drug claims, negotiating discounts and rebates with drug manufacturers, and managing pharmacy networks for health insurance plans, employers, and government programs. CVS Caremark has over 100 million members who utilize […]
New Digital Insurance Cards
As we enter 2024, the health insurance and employee benefits industries are transitioning to digital ID cards. Traditional ID cards will be a thing of the past. The Insurance companies are adopting digital ID cards for several reasons, including: Cost Reduction: Producing physical ID cards involves printing, packaging, and mailing expenses. Convenience for Customers: Digital […]