Small Business Health (SHOP) Options Ends

CMS announced on May 15th that they would end the Small Business Health Options (SHOP) program, effectively on November 15th 2017. The SHOP program allowed small business to purchase group health insurance through the Federal Facilitated Exchange. The goal, was to allow small business to offer multiple plan design and received a tax credit for […]

Going Back to Group Health Coverage

When the Affordable Care Act was put into motion, many small Indiana companies chose to drop their group health plan. At that time, it was the right decision for multiple of reasons.  To start with, individual plans were no guaranteed issues under the ACA.  One of the biggest benefits to group health plans is they […]

Transitional Relief for Indiana Small Group Health Plans

CMS recently released guidelines for transitional group health policies under the Affordable Care Act. This impacts any health insurance plan that is considered grandmothered. A grandmothered group health plan had an effective date prior to 2014. These group plans should cost less than current market options and that is why these new rules are important. The […]