Repealing Health Reform

Should the Republicans take control of the the Congress they are going to try to repeal the health care reform.  One thing that might have a huge impact on public opinion would be to set up hearing on the implementation of the health care reform. If  Congress was able to do a detail analysis of the the […]

Indiana Health Insurance Reform Key Points

Below are a list of key points that have gone into effect. The new coverages will increase the premium for everyone but may benefit % of policy holders. YOUR HEALTH COVERAGE CANNOT BE ARBITRARILY CANCELLED IF YOU BECOME SICK Under the new law, health plans are now prohibited from rescinding coverage except in cases involving […]

Essential Health Benefits

These Treatments will no longer have annual or life time limits Alcoholism- Related Services Ambulance Services Asthma Education Bariatric Surgery Diagnostic Services Durable Medical Equipment Enteral Formula/Modified Low Protein Food Products Hospice Infusion Therapy Kidney Disease Treatment Mental Health Ostomy Supplies                              Pharmacy Physician Office visit (Diagnostic Services) Preventive Care Services Prosthetic Devices/Limbs Transplant  Services Treatment […]

Anthem Suspends Child Only Plans

Anthem Blue Cross and Blue Shield Individual Business to Suspend Child-Only Coverage Effective 9/23/10 Anthem Blue Cross and Blue Shield is committed to offering a broad range of products and services that meet customer needs in the changing health insurance market, and to implementing the new health care reform legislation in a way that benefits […]

Senate Fails to Cut Tax Provision in Health Law

In a 46-52 vote, lawmakers killed an amendment sponsored by Sen. Mike Johanns (R-Neb.) that would have saved businesses and nonprofit groups from having to report an array of small and medium-sized purchases to the IRS. Deep in the  health law is a requirement that businesses file tax forms called 1099s with the Internal Revenue […]

Anthem’s Disease Management for Indiana Small Group

Anthem recently launched Wellness 360. This site is to help members control and better understand their health care. There are a multiple of programs that can help with lifestyle changes and disease management. By using these programs you could reduce your health care spending by half and have a much clearer picture of your health. […]

White House Warns Insurers Against Rate Hikes

The Obama administration on Thursday told health insurers that it will track those who enact “unjustified” rate increases linked to the health overhaul and may block those companies from a new marketplace for insurance coverage. Kathleen Sebelius, secretary of Health and Human Services, issued the warning in a letter to Karen Ignagni, the insurance industry’s […]

Indiana Individual Policy Increase as of Sept. 23rd

As a result of the health care reform Individual health premiums are going up. As of Sept. 23rd we will see rate increases from anywhere of 20%-54%. This is a direct result of Health Care Reform. Under health care reform all policy will have to cover “Essential Benefits”. The Essential Benefits will have no annual […]

Indiana Individual Health Plan Black Out On Sept. 23rd 2010

With Sept. 23rd right around the corner health plans are ordered by law to cover certain aspect of reform. There is real uncertainty in the carrier market. We have already seen an exodus of stand alone children policies being offered. The only carrier offer standalone children’s plan is Anthem. There is a chance that they too […]

New Consumer Protections Go Into Affect Sept. 23rd

New Consumer Protections Start This Fall The new Patients’ Bill of Rights regulations detail a set of protections that apply to health coverage starting on or after September 23, 2010. They are: No Pre-Existing Condition Exclusions for Children Under Age 19. The new regulations will prohibit insurance plans from denying coverage to children based on pre-existing […]