Physician-Rating Measures
The major health carriers have developed a kind of efficiency rating for doctors and hospitals. These rating systems are directly communicating with the consumer. The rating systems show price of a procedure and quality of care. So if an insured wants to look up how many times a doctor has performed a certain procedure they […]
Preventive Care Services Required By Law For Indiana
With the health care reform we are now going to see plans required to cover preventive care. It should be very interesting to see what kind of impact these coverages have on premium. There is no doubt that these additional coverage will increase premium. The problem right now is no one knows what kind of […]
Explanation of Health Care Tax Credit for Indiana
This is the clearest explanation that I could find on the health care tax credit. This information was put together by 15 attorneys that specialize in interpreting these types of laws. This is very complicated. What was spun as a simple tax credit is very difficult to qualify and understand. A small business might end up spending […]
Update on the NAIC’s Role in PPACA Implementation
The medical loss ratio (MLR) is the most important aspect of healthcare reform. This interpretation of this law is going to determine if the private industry stays in business. The one positive thing is the NAIC is in charge of interpreting the MLR. The National Association of Insurance Commissioners was charged by Congress with considerable […]
Indiana Hospital Compare
The Government website www.healthcare.gov has just released a free service for comparing hospitals services. This tool provides a listing of Indianapolis hospitals, and 44 quality measures. This kind of information is cutting edge when it comes to healthcare. Recently companies like Anthem and Unitedhealthcare have released these kinds of tool to their clients. Now everyone can access this type […]
Indiana HealthCare Reform
As we move through and have a better understanding of this very complicated health care reform it becomes clearer the disconnect from the white house and real life. This is so complicated and the effects are only going to raise costs. For Small group health plans there is very little chance they can be grandfathered […]
The Changing Cost of Healthcare in Indiana.
Last week there was an article in the Indianapolis Star called Do your home work or pay the price. http://www.indystar.com/article/20100629/BUSINESS/6270392/1003/BUSINESS It was a very interesting article because it address what has been going on in the health care industry locally and the rest of the country. What we are are seeing is hospital groups buying up smaller medical practices. […]
New HHS Website
http://healthfinder.gov/ Was recently launched to help people understand what options they have from a health insurance standpoint. The site also incorporates disease management. So now every0ne has a tool that they can use to look at health insurance options. In the past a % of the population has gone uninsured because they did not know […]
Avg Group Health Plan in Indiana
This is a interesting view of plan designs. The specific breakdown of industry and co pays is really interesting. According to the data, transportation and financial services employees are paying more for office visit copays than those employees in the manufacturing, services and wholesale industries. Based on recent 2010 data from Highroads, an industry leader in […]
HHS Releases Final Interim Guidance on Several PPACA Provisions
HHS Releases Final Interim Guidance on Several PPACA Provisions On June 22, 2010, the Departments of Health & Human Services, Labor, and Treasury issued new regulations that better define the following PPACA provisions: No Pre-Existing Condition Exclusions for Anyone Under Age 19 No Arbitrary Rescissions of Insurance Coverage No Lifetime Dollar Limits on Coverage […]
