Pressure on McKinsey Study

The Hill Chairman Max Baucus is not happy about the Mickinsey study that state 30% of employers will drop their group health plans after 2014. Chairman Baucus has order a full disclosure on the methodology of the study. It will be interesting to see what methodology was used. Being a health insurance broker with extensive […]

Individual Health Plan Through Group

IHIE I posted a snap shot of an option for the future of group health insurance could be through Health Insurance Exchange. As, I learn more about this option of individual plans it could turn out be a strategy for companies in the future.

HHS Announces Lower Premiums For PCIP Program

Washington Post  Reported a large decrease in the PCIP health insurance program. HHS has funded the program with $5 billion dollars so that they can reduce premiums. IBJ Reported that so far only 18,000 people have enrolled into the plan. HHS was expecting 375,000. The reality is the premiums for any high risk pool are high. […]

Accountable Care Organizations

Accountable care organization “refers to a group of providers and suppliers of services (e.g., hospitals, physicians, and others involved in patient care) that will work together to coordinate care for the patients they serve with Original Medicare (that is, those who are not in a Medicare Advantage private plan). The goal of an ACO is to […]

Concierge Medicine

Concierge medicine is where you pay your doctor a retainer fee so that you may see then with very short notice. The avg fee is around $1,500 but can be as high as $5,000. This type of services is all so called boutique medical, retainer-based medicine, and innovative medical practice design. There are some real Medicare worries about […]

Using Health Rankings for Wellness

www.countyhealthrankings.org This is a really informative website on the health of each state. It even goes in dept to how healthy each county  is. It’s ranking the counties for healthy behaviors, clinical care , social & econmic, and physical enviorment. There is a serious relationship between and wealth of a county and how healthy they […]

Gov. Agencies Postpone Claims Appeal Process.

Agencies Postpone Claims and Appeals Enforcement The Employee Benefits Security Administration (EBSA), U.S. Department of Health and Human Services (HHS), the U.S. Treasury Department,   Treasury Department agencies and the Labor Department have postpone the claims appeal process of the health care reform. They are stating they are having problems form a technical standpoint.  If you look […]

Anthem Discontinues Short Term Policy

Short Term Product Sales Discontinued in Indianapolis Effective April 1 “At Anthem Blue Cross and Blue Shield, we strive to provide the best coverage to our members, offering both stability and affordability through our individual health coverage plans.   We have made the strategic decision to discontinue the sale of short-term individual health insurance policies in […]

Insurance Exchange Questionnaire

Insurance Exchange Input Governor Mitch Daniels wants feedback on how the exchange should be set up.  You have to give the Governor credit because he is willing to ask the residents of Indianapolis what they want from their exchange.

Defunding Tactics of Health Care Law

Defunding tactics It looks like the House Republicans are working on a serious game plan to defund the health care reform laws. The one that I think would have the biggest impact on the law would be the grants for the state based exchanges. If the defunding occurred, it would make it difficult for the […]