Small Group Health Insurance Renewal

Small group health insurance renewal from July 1 to the end of the year just got really interesting. If you have been following my blog posts, then you may have read an article titled “What Is “Grand Mothering” And How It Will Impact You?” Grand Mothering is the ability to keep your current group health […]

Moving Employees To Guaranteed Issue Health Plans

Is it legal to move an employee from my group health plan to the a guaranteed issue individual plan? This is a big question with a lot of money on the line for employers and insurers. During open enrollment (October 1, 2013–March 31, 2014), anyone could have purchased a health plan either on or off […]

Are You Eligible For Special Enrollment?

Did you or a loved one lose health insurance coverage in the last few weeks? You might still be able to get insured under special enrollment if you have a qualifying life event. Every health insurance provider has different requirements to get insured, but they all follow the same set of guidelines put in place […]

No Repeal in Sight for ACA

Senator Rand Paul has been one of the biggest critics of the Affordable Care Act. You might remember when he took out a policy on the marketplace for his family, which placed his son in Kentucky on Medicaid. He told the public over and over his woes of trying to sign up, trying to pay […]

What is “Grandmothering” and How It Will Impact You?

There is a new term starting to be used called “grandmothering” by business owners and controllers of companies with less than 50 employees. Grandmothering, is the term that the federal government is using to extend current non-Affordable Care Act policies until 2016. On March 5th 2014, the United States Department of Health and Human Services issued […]

The Good, The Bad, & The Ugly Of Healthcare Reform

We have been in the trenches with the healthcare reform roll out also known as Obamacare. We have seen and experienced all sides of the new Affordable Care Act (ACA) law and the impact it has had on Hoosiers. The Affordable Care Act has had a huge impact in the area, along with the rest of the […]

Health Insurance Open Enrollment is Coming to an End

Affordable healthcare is at your fingertips, but time is running out! We are coming to the end of open enrollment on March 31. March 31 signifies the end of open enrollment for health insurance under the Affordable Care Act. Whether you’re for or against the law, the deadline for getting covered is about two weeks […]

Find the Right Insurance Plan if Your Small Business Doesn’t Offer It

As the new healthcare laws take firm hold in the state of Indiana, we are starting to see the full impact on small group health plans. Small group health insurance has always been a challenge for many companies over the years due to cost. Small group health plans are for companies that have less than 50 […]

Portion of the Affordable Care Act Delayed for a Year

The Obama administration released 200 pages of Department of Treasury regulations last week. Inside these 200 pages was information about delaying the employer mandate. This is specific to companies with 50 to 99 employees and the delay is until January 1st, 2016. This is a very big development and is being viewed as political even […]

2014 Individual Health Plans

Welcome to the new world of health insurance plans under the Affordable Care Act. Some people have experienced premium joy. This has come from the Federally Facilitated Health Insurance Marketplace in Indianapolis. Hoosiers have been eligible for subsidized premiums in the marketplace.  The average subsidy we are seeing is about $2,800 a year.  On the […]