Are you looking for COVID-19 testing?
Indiana residents seeking COVID-testing can find testing locations by visiting www.coronavirus.in.gov. The Indiana State Dept of Health has partnered with OptumServ to provide testing to anyone seeking a test across Indiana. You will need to register before testing at https://lhi.care/covidtesting or call 888-634-1116. How much will the test cost? Nothing. What if I receive a […]
Premium Credits To Employer Insurance Plans
With shelter-in-place orders across the country, there has been a considerable drop off in medical services as result insurance companies are returning some of the premiums to employers in the form of credits. Each carrier is taking a different approach: On health plans- an employer could receive anywhere from 5%- 15% credit based on a […]
Time to review the Insurance Benefits and Processes?
With the economic shutdown from COVID-19, is this a time review insurance benefits and processes? Every business is different, and COVID has impacted every industry, which may lead some employers to re-address their benefits and procedures. Process & Procedures: Employee education on Insurance Benefits has been changing the last five years, to a more digital […]
COVID-19 & Health Insurance
The health insurance industry has been responding as fast as they can to the treatment of COVID-19. This started as a health crisis and has now turned into a financial crisis. The health insurance industry has made multiple changes concerning COVID-19. Testing With most health insurance companies, there is not member cost for being tested […]
Coronavirus & Health Insurance
1st what is the coronavirus? Coronavirus is a type of virus that causes a respiratory infection in the lungs and airways. It is part of the same family as the virus, which includes the common cold. 2nd What are the symptoms? Symptoms include fever, cough, and shortness of breath, which can be mild to severe—appearing […]
Early Retirement and Health Insurance
One question we field almost on a weekly basis is: “What is health insurance going to cost if I retire before 65?” Under the Affordable Care Act, it is not an easy question to answer because everyone’s situation is different. When trying to budget for individual health insurance it’s important what time of year you […]
Health Insurance & Presidential Elections
The Kaiser Family Foundation (KFF) is an organization that researches a variety of health care topics. They just released a quiz on health issues with the presidential election standpoint. It’s a brilliant way to test your knowledge of the politicians and their views on health care. With health care being one of the tops of […]
Individual Health Insurance 2020
This is Nefouse & Associate’s sixth open enrollment since the affordable care act has gone into effect. We are one of the last Indiana based agencies to still be active in the individual market. There has been a lot of changes, but one thing has stayed the same, costs continue to rise. We have just […]
National Association of Manufactures launches an AHP
The National Association of Manufacturers (NAM) has launched an association health plan (AHP) that is available in Indiana to start January 1st, 2020. Mercer developed the health plan through UnitedHealthcare. An association health plan (AHP) is developed specifically for an association and its members. The NAM AHP is operating under the rules where each group/company […]
The Short-Term Health Insurance Evolution
Short term health insurance has gone through an exciting evolution since the passing of the Affordable Care Act. Before the ACA going into place, the short term was a health insurance policy that you would use to ensure against major medical claims for a short period. The most common use was coverage in between jobs. […]
