2026 Employer Health Benefits Trends: What Indiana Employers Need to Know
Family health premiums are approaching $27,000 a year—and for many Indiana employers, that number keeps climbing. UnitedHealthcare’s 2026 Health Trends Report gives us a detailed look at what actually drove health care costs in 2025 and what to expect for Indiana Group Health Insurance heading into 2026. The report is based on real insurance claims […]
Two Major Insurers Are Leaving Indiana’s Health Marketplace in 2027. What Every Hoosier Needs to Know.
If you buy your own Indiana Health Insurance — or you’ve been thinking about it — Indiana’s marketplace is about to change significantly. CareSource and Cigna have both officially confirmed they will stop offering individual health plans in Indiana starting January 1, 2027. Nearly 67,000 Hoosiers will need to find new coverage. As an independent […]
Leaving the PEO: Reclaiming Control of Your Benefits Strategy
Many growing businesses see a Professional Employer Organization (PEO) as a safe choice for Indiana Group Health Insurance. It combines payroll, HR, and health insurance into one simple, co-employed solution. As your company grows, that convenience can come with downsides. Employers may find less transparency, inflexible plan options, and rising administrative fees as payroll increases, […]
TrumpRx.gov and Weight Loss Drugs: What Indiana Residents Should Know
Prescription drug costs continue to be one of the most frustrating parts of the healthcare system — and weight loss medications are one of the biggest pain points. Many of the most effective drugs on the market today come with high price tags and, in most cases, are not covered by Indiana Health Insurance plans. […]
Navigating Indiana’s Evolving Health Insurance Landscape: What Hoosiers Need to Know
In 2026, the Indiana Health Insurance landscape is changing, with big shifts in premiums, Medicaid, and hospital stability. At Nefouse & Associates, we’re here to help you find the right coverage. Whether you need a marketplace plan or an employer-sponsored option, our team offers guidance to help you stay protected and manage your costs. Hospitals […]
Hoosiers Face Big Indiana Health Insurance Increases as ACA Subsidies End
Many Indiana residents are opening their Indiana Health Insurance bills this month to an unpleasant surprise. With the Affordable Care Act open enrollment period now closed for most states, including Indiana, higher premiums are taking effect for thousands of people who buy coverage through the Marketplace. The increase comes after extra federal subsidies, first added […]
Indiana Chamber MEWA: SIHO Replaces Anthem
The Indiana Chamber of Commerce MEWA (Multiple Employer Welfare Arrangement) is undergoing a major transition. Anthem Blue Cross Blue Shield will no longer be the carrier, and SIHO Insurance Services will take over beginning October 1, 2025. Every few years, the Indiana Chamber puts the MEWA contract out for bid via a request for proposal. […]
New Employer Leverage for Indiana Group Health Insurance Costs
Whether you have five employees or 5,000, every employer has felt the pressure of rising Indiana Group Health Insurance costs. But now you have a new advantage with House Enrolled Act 1004, a state law that empowers you to demand transparency, control costs, and renegotiate what you’re paying for healthcare. At Nefouse & Associates, we […]
Drug Prices Under the Microscope—How Federal Pressure Could Impact Indiana Group Health Insurance
The federal government has launched a major effort to bring down the cost of prescription drugs in the United States. The newly announced executive order takes aim at the price gap between what Americans pay for medications and what those same drugs cost in other developed nations. As a health benefits consultant working across Indiana, […]
Skip Deductibles, Keep Savings: New Indiana Group Health Insurance
If you run a company with fewer than 50 employees, you already know the drill for Indiana Group Health Insurance: limited carrier competition, rising hospital costs, and very little hands‑on service. In many Midwestern markets, brokers report that the “under‑50” segment is practically ignored, leaving owners to fend for themselves on price and plan design. […]