TrumpRx.gov and Weight Loss Drugs: What Indiana Residents Should Know
Prescription drug costs continue to be one of the most frustrating parts of the healthcare system — and weight loss medications are one of the biggest pain points. Many of the most effective drugs on the market today come with high price tags and, in most cases, are not covered by Indiana Health Insurance plans. […]
Navigating Indiana’s Evolving Health Insurance Landscape: What Hoosiers Need to Know
In 2026, the Indiana Health Insurance landscape is changing, with big shifts in premiums, Medicaid, and hospital stability. At Nefouse & Associates, we’re here to help you find the right coverage. Whether you need a marketplace plan or an employer-sponsored option, our team offers guidance to help you stay protected and manage your costs. Hospitals […]
Hoosiers Face Big Indiana Health Insurance Increases as ACA Subsidies End
Many Indiana residents are opening their Indiana Health Insurance bills this month to an unpleasant surprise. With the Affordable Care Act open enrollment period now closed for most states, including Indiana, higher premiums are taking effect for thousands of people who buy coverage through the Marketplace. The increase comes after extra federal subsidies, first added […]
Indiana Chamber MEWA: SIHO Replaces Anthem
The Indiana Chamber of Commerce MEWA (Multiple Employer Welfare Arrangement) is undergoing a major transition. Anthem Blue Cross Blue Shield will no longer be the carrier, and SIHO Insurance Services will take over beginning October 1, 2025. Every few years, the Indiana Chamber puts the MEWA contract out for bid via a request for proposal. […]
New Employer Leverage for Indiana Group Health Insurance Costs
Whether you have five employees or 5,000, every employer has felt the pressure of rising Indiana Group Health Insurance costs. But now you have a new advantage with House Enrolled Act 1004, a state law that empowers you to demand transparency, control costs, and renegotiate what you’re paying for healthcare. At Nefouse & Associates, we […]
Drug Prices Under the Microscope—How Federal Pressure Could Impact Indiana Group Health Insurance
The federal government has launched a major effort to bring down the cost of prescription drugs in the United States. The newly announced executive order takes aim at the price gap between what Americans pay for medications and what those same drugs cost in other developed nations. As a health benefits consultant working across Indiana, […]
Skip Deductibles, Keep Savings: New Indiana Group Health Insurance
If you run a company with fewer than 50 employees, you already know the drill for Indiana Group Health Insurance: limited carrier competition, rising hospital costs, and very little hands‑on service. In many Midwestern markets, brokers report that the “under‑50” segment is practically ignored, leaving owners to fend for themselves on price and plan design. […]
Replacing IU Health Plans: What Small Groups Need to Know
If your small business has been using IU Health Plans for group health insurance, you might already know about Anthem’s recent purchase of IU Health Plans. Because of this, IU Health Plans will not renew small-group policies in 2025. For many small businesses, this creates stress and worry—especially if you have employees who have ongoing […]
2024 Employee Benefits Survey: Key Insurance Trends for Employers
The 2024 SHRM Employee Benefits Survey highlights critical trends in employer-sponsored insurance benefits, emphasizing the growing importance of health, dental, vision, and specialty coverage in today’s workforce. As employee expectations evolve, businesses must stay competitive by offering comprehensive Indiana Health Insurance solutions. Key Findings on Employer-Sponsored Insurance Benefits 1. Health Insurance Coverage Remains a Top […]
2025 Drug Copays
One of the health insurance trends we see across all carriers is the increased cost of drug copays. Almost every plane has moved to a Tier 2 Copay of $50. For the last decade, tier 2 has averaged around $35-$40. When you look into health insurance, you’ll quickly realize that prescription drug tiers matter. Drug […]