Menu
On average, 87 cents of every dollar you pay us is spent
covering medical care and services that members receive like
doctor visits, hospital costs, prescription drugs and more.
So when the costs for these services go up, so must our
premiums. Another 10 cents of every premium dollar funds
the services we provide like claims processing, enrollment
and billing, provider credentialing and complying with
government regulations. We also use this portion of your
premium dollar towards our efforts to control the rising cost
of care. More about that in a bit.
That leaves three cents of every premium dollar for profits.
Let’s put that into perspective. The combined annual profits of
the top 10 health insurers are equal to just two days worth of
national health care expenditures – or 0.5% of the estimated
$2.5 trillion the nation spent on health care in 2009
