The Last PPO For Individual Plans

As most of you know who are covered by Assurant or Humana, those PPO options will no longer be offered in 2016.

This is truly a big blow to any competition in the Individual PPO health plans.
Assurant shut down their individual division for the entire country. They had huge financial losses and had no choice but to close the individual division and sell off the rest of the company.
Humana pulled their PPO out of Indiana and 14 other states. This decision had to be based on losses in this market.
Both companies offered a PPO plan the 1st year of Open Enrollment under the Affordable Care Act (ACA).   It is thought that they absorb so much high claims that financial disaster was imminent.  In just Indiana, we saw the High Risk Pool dissolve under the ACA. Where did they go?  It’s believed that most of them ended with coverage from these 2 carriers.
For 2016, the only Individual PPO option available is through Unitedhealthcare.  If you currently have coverage through Humana or Assurant and prefer to use a PPO, the UHC is your only choice for 2016.

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