Community Ratings and How They Impact Indiana
Under the Affordable Care Act (ACA) or” Obamacare” health insurance companies are required to offer coverage to all people and businesses. This is called guaranteed issue and has helped a lot of Hoosiers. With Guaranteed issue, the ACA requires health insurance companies to use community ratings for Individual and small businesses. This is where the […]
Employer Mandate Delayed Until 2015
One of the main points of the health insurance reform law was the employer mandate. The Employer Mandate is a requirement for companies with over (or the equivalent of) 50 full time employees to provide group health insurance. If the group does not provide health insurance, they would pay a $2,000 penalty per full time […]
