Indiana Health Care Reform

September 23rd has shown us the first phase of health care reform. We have mass confusion on how the law would effect current health plans. This health care reform was written without taking in to consideration things like math.  The health care reform sounds warm and fuzzy but now we are witnessing what happens when […]

Obama administration Granting Dozens Of Waivers

The Obama administration has granted dozens of waivers to companies so they do not have to comply to the health care reform. McDonald’s released a statement that their current health plan to the hour employees would  not meet the health care reform requirements. So the administration granted them a one year wavier reported by the […]

The First Negative Effect of Health Care Reform

As we enter the 6 month mark of the passing of the health care reform we are witnessing the first negative impacts.  This week, almost every big insurance company in America—including Aetna, Cigna, UnitedHealth Group, WellPoint, Humana, Coventry, some Blue Cross Blue Shield affiliates and others—stopped writing “child-only” policies in the individual market. This is […]

Repealing Health Reform

Should the Republicans take control of the the Congress they are going to try to repeal the health care reform.  One thing that might have a huge impact on public opinion would be to set up hearing on the implementation of the health care reform. If  Congress was able to do a detail analysis of the the […]

Indiana Health Insurance Reform Key Points

Below are a list of key points that have gone into effect. The new coverages will increase the premium for everyone but may benefit % of policy holders. YOUR HEALTH COVERAGE CANNOT BE ARBITRARILY CANCELLED IF YOU BECOME SICK Under the new law, health plans are now prohibited from rescinding coverage except in cases involving […]

Essential Health Benefits

These Treatments will no longer have annual or life time limits Alcoholism- Related Services Ambulance Services Asthma Education Bariatric Surgery Diagnostic Services Durable Medical Equipment Enteral Formula/Modified Low Protein Food Products Hospice Infusion Therapy Kidney Disease Treatment Mental Health Ostomy Supplies                              Pharmacy Physician Office visit (Diagnostic Services) Preventive Care Services Prosthetic Devices/Limbs Transplant  Services Treatment […]

Anthem Suspends Child Only Plans

Anthem Blue Cross and Blue Shield Individual Business to Suspend Child-Only Coverage Effective 9/23/10 Anthem Blue Cross and Blue Shield is committed to offering a broad range of products and services that meet customer needs in the changing health insurance market, and to implementing the new health care reform legislation in a way that benefits […]

First House Democrat Signs Petition To Repeal Health Reform

Mississippi Rep. Gene Taylor on Wednesday became the first Democratic House member to join 171 House Republicans in signing a petition to repeal the recently passed health care reform act. Petition No. 11 needs 218 signatures and then Republican House leaders could force a full vote to repeal the entire law. This is the start of the […]

Senate Fails to Cut Tax Provision in Health Law

In a 46-52 vote, lawmakers killed an amendment sponsored by Sen. Mike Johanns (R-Neb.) that would have saved businesses and nonprofit groups from having to report an array of small and medium-sized purchases to the IRS. Deep in the  health law is a requirement that businesses file tax forms called 1099s with the Internal Revenue […]

White House Warns Insurers Against Rate Hikes

The Obama administration on Thursday told health insurers that it will track those who enact “unjustified” rate increases linked to the health overhaul and may block those companies from a new marketplace for insurance coverage. Kathleen Sebelius, secretary of Health and Human Services, issued the warning in a letter to Karen Ignagni, the insurance industry’s […]