Every year Hoosiers experience increasing Health Insurance Premiums.  As Insurance Providers absorb the cost of claims premiums tend to go up.  Insurers increase premiums among the healthy to offset the cost of claims from the unhealthy.  As healthy people change jobs or switch insurance carriers the remaining people in the group are left to pick up the tab.  This is called the Death Spiral.  How can an individual or a group stay away from this?  The answer is simple…Control.  Taking control of your health care is the key.  Using a broker to find the health care plan that is the most economical while maintaining a necessary level of coverage is essential.  Weather you are  Self Employed or part of a large group there is relief.  Take control of your Health Care and get on track to lower your premiums.