As the health insurance industry changes so does the process of obtaining health insurance. There has a big shift for people to go online to receive quotes. This is a very easy way to look at health insurance rates. The problem is most sites are collecting your information so that they can sell to agents all over the country.  The next thing that happens is you are being called by dozens of agents.

It’s important if you are in the individual market to contact a local broker so you avoid going through this. Online just check the site you are on to see if they have an address that is local.  Local agencies will have a much higher probability of offering you customer services after the policy is sold.

Should buy a individual health policy from an agent out of state ask them what kind of service they offer after the sale.