IndyStar.com publish a story on children with insurance will not be able to get vaccinations for the Indianapolis department of health.

From a coverage standpoint, all health insurance plans have to cover vaccinations at no cost to the insured.  So should your child need $600 worth of immunizations it will cost you nothing.  This was one of the few good things to come out of the health care reform laws.

There is some debate about people being on non grandfathered plan and not eligible for this benefit. Most carriers are not offering non grandfathered plans. The best way to see if you have wellness coverage is to call the number on the back of your insurance card and ask.

In the article there was a doctor quoted about the cost to the insured for these immunizations. This Doctor is not update on the current health insurance coverage. There are also state officials that are not up to date on mandated health insurance coverage.

If you are a parent it is your responsible to know your insurance coverage.  You cannot count on doctors, elected officials or gov. employees,  to be looking out for you.