Free Choice Vouchers Defunded

The budget agreement that was reached last week has defund Free Choice Vouchers of the new health care law. Most people have no clue what these are. A free choice voucher gave the employee the right to take a employer contribution for a group health care plan and apply that to a the exchange plan. The employee would be […]

Senate Sends 1099 Repeal Bill To Obama

The 1099 provision of the health care reform, which would have raised $19 billion to help pay for the law is on it’s way to being repealed. This aspect of the law would have required all businesses to file tax reporting for all vendors from which they purchased $600 worth of goods or services. Politico […]

Concierge Medicine

Concierge medicine is where you pay your doctor a retainer fee so that you may see then with very short notice. The avg fee is around $1,500 but can be as high as $5,000. This type of services is all so called boutique medical, retainer-based medicine, and innovative medical practice design. There are some real Medicare worries about […]

Using Health Rankings for Wellness

www.countyhealthrankings.org This is a really informative website on the health of each state. It even goes in dept to how healthy each county  is. It’s ranking the counties for healthy behaviors, clinical care , social & econmic, and physical enviorment. There is a serious relationship between and wealth of a county and how healthy they […]

Health Insurance Companies Audits

In the small group health insurance industry there has been a huge increase in carriers auditing their clients.  The audit consists of the carrier requiring the client to provide up today wage n tax information. The carrier is looking to see if the group is still compliant form a participation standpoint. In the past very […]

Indiana Children’s Stand Alone Health Policy

With the health care reform we have seen an exodus of stand alone children’s policies in the Indianapolis market. Here at Nefouse & Associates we have found a short term solution to the problem. There is a company with A+ rating that will except children age 2-18 on a short term basis. The policy is […]

Gov. Agencies Postpone Claims Appeal Process.

Agencies Postpone Claims and Appeals Enforcement The Employee Benefits Security Administration (EBSA), U.S. Department of Health and Human Services (HHS), the U.S. Treasury Department,   Treasury Department agencies and the Labor Department have postpone the claims appeal process of the health care reform. They are stating they are having problems form a technical standpoint.  If you look […]

Anthem Discontinues Short Term Policy

Short Term Product Sales Discontinued in Indianapolis Effective April 1 “At Anthem Blue Cross and Blue Shield, we strive to provide the best coverage to our members, offering both stability and affordability through our individual health coverage plans.   We have made the strategic decision to discontinue the sale of short-term individual health insurance policies in […]

Insurance Exchange Questionnaire

Insurance Exchange Input Governor Mitch Daniels wants feedback on how the exchange should be set up.  You have to give the Governor credit because he is willing to ask the residents of Indianapolis what they want from their exchange.