The Indiana Chamber of Commerce MEWA (Multiple Employer Welfare Arrangement) is undergoing a major transition. Anthem Blue
Cross Blue Shield will no longer be the carrier, and SIHO Insurance Services will take over beginning October 1, 2025. Every few years, the Indiana Chamber puts the MEWA contract out for bid via a request for proposal. Carriers compete on underwriting strategy, network access, technology, and service. SIHO emerged as the top bidder. This change is seismic in the Indiana Group Health Insurance space, particularly for small businesses relying on the MEWA to provide cost-effective and competitive employee benefits.
Competition Is Good For Indiana Group Health Insurance
This isn’t just about changing carriers. It’s about true competition returning to Indiana’s small group market. When insurers battle for business, employers benefit. Expect new ideas, better technology, aggressive pricing, and expanded service.
SIHO, based in Columbus, Indiana, provides regional health plans including the True Connect Network and MedImpact PBM. SIHO combines personal service with robust infrastructure. SIHO will closely mirror Anthem’s plans to minimize disruption. Expect competitive pricing, particularly for groups with strong health histories.
Anthem, Indiana’s largest carrier, will likely respond with creative retention strategies and aggressive pricing to win back groups.
UnitedHealthcare‘s level-funded product, Surest, may also enter the mix if UHC sees an opportunity. Surest features no deductibles and price transparency, perfect for market disruption.
With SIHO, Anthem, and UHC all positioning, Indiana businesses have a rare opportunity to negotiate favorable Indiana Group Health Insurance renewals.
How Nefouse & Associates Can Help
As your Indiana Group Health Insurance expert, we’ll compare proposals, assess network changes, and negotiate your best deal.
So act now. Carriers are already planning their moves. Let’s turn this disruption into your best renewal yet. Contact Nefouse & Associates today!
