Skip Deductibles, Keep Savings: New Indiana Group Health Insurance

Nefouse & Associates can help your company utilize an Indiana Group Health Insurance plan image shows hands holding clipboard

If you run a company with fewer than 50 employees, you already know the drill for Indiana Group Health Insurance: limited carrier competition, rising hospital costs, and very little hands‑on service. In many Midwestern markets, brokers report that the “under‑50” segment is practically ignored, leaving owners to fend for themselves on price and plan design. […]

Replacing IU Health Plans: What Small Groups Need to Know

businesses have options for Indiana Group Health Insurance image shows employees working at table

If your small business has been using IU Health Plans for group health insurance, you might already know about Anthem’s recent purchase of IU Health Plans. Because of this, IU Health Plans will not renew small-group policies in 2025. For many small businesses, this creates stress and worry—especially if you have employees who have ongoing […]

2024 Employee Benefits Survey: Key Insurance Trends for Employers

Indiana Health Insurance remains a top priority for employees image shows group of people around table

The 2024 SHRM Employee Benefits Survey highlights critical trends in employer-sponsored insurance benefits, emphasizing the growing importance of health, dental, vision, and specialty coverage in today’s workforce. As employee expectations evolve, businesses must stay competitive by offering comprehensive Indiana Health Insurance solutions. Key Findings on Employer-Sponsored Insurance Benefits 1. Health Insurance Coverage Remains a Top […]

2025 Drug Copays

One of the health insurance trends we see across all carriers is the increased cost of drug copays. Almost every plane has moved to a Tier 2 Copay of $50. For the last decade, tier 2 has averaged around $35-$40. When you look into health insurance, you’ll quickly realize that prescription drug tiers matter. Drug […]

A Guide to Indiana Group Health Insurance Renewals for Employers

Navigating the Indiana Group Health Insurance renewal process can feel overwhelming, especially with the rising costs and maintaining quality coverage for your employees. Tips on Navigating Group Health Insurance 1. Start Early: Renewal Timeline  The renewal process typically starts 60 to 90 days before plans renew. This window gives you enough time to review your […]

IU Health Plans to be Acquired by Anthem

IU Health Plans is a local insurance company owned by Indiana University Health, a non-profit healthcare system. IU Health Plans launched in 2013, offering health insurance plans to individuals, families, and employers. IU Health had a short run with Individual health insurance plans through the ACA. They offered competitive plans with rich coverage. However, IU […]

Indiana Hospitals Rank #8 as Most Expensive in the Country

A recent study by the Rand Corporation (https://www.rand.org/pubs/research_reports/RRA1144-2.html) Hoosiers Pay More Than Three Times the Medicare Reimbursement Rate for Health Care The Rand study, conducted from 2020 to 2022, is a comprehensive analysis of medical claims data from a diverse population of privately insured individuals and hospitals across the United States. This study’s findings, which […]

GLP-1s will no longer be available through Caremark Mail Service

CVS Caremark is a pharmacy benefit manager (PBM) and a third-party administrator of prescription drug programs. PBMs are primarily responsible for processing and paying prescription drug claims, negotiating discounts and rebates with drug manufacturers, and managing pharmacy networks for health insurance plans, employers, and government programs. CVS Caremark has over 100 million members who utilize […]

Navigating The Death of an Employee

Managing grief in any setting is a profoundly personal experience that doesn’t follow a set timeline or pattern. As an owner/HR/manager, supporting your team through a loss can be challenging but crucial for maintaining a healthy and compassionate work environment. Here’s a comprehensive guide on what to expect and how to navigate the grieving process […]