Moving Employees To Guaranteed Issue Health Plans
Is it legal to move an employee from my group health plan to the a guaranteed issue individual plan? This is a big question with a lot of money on the line for employers and insurers. During open enrollment (October 1, 2013–March 31, 2014), anyone could have purchased a health plan either on or off […]
Are You Eligible For Special Enrollment?
Did you or a loved one lose health insurance coverage in the last few weeks? You might still be able to get insured under special enrollment if you have a qualifying life event. Every health insurance provider has different requirements to get insured, but they all follow the same set of guidelines put in place […]
No Repeal in Sight for ACA
Senator Rand Paul has been one of the biggest critics of the Affordable Care Act. You might remember when he took out a policy on the marketplace for his family, which placed his son in Kentucky on Medicaid. He told the public over and over his woes of trying to sign up, trying to pay […]
Find the Right Insurance Plan if Your Small Business Doesn’t Offer It
As the new healthcare laws take firm hold in the state of Indiana, we are starting to see the full impact on small group health plans. Small group health insurance has always been a challenge for many companies over the years due to cost. Small group health plans are for companies that have less than 50 […]
Anthem Individual Online Payment
If you to took out an individual policy from Anthem with a 1-1-14 start date, I would recommend making your payment online if you have not. On Anthem On the Exchange Payment Portal If you mailed in you check you will be better off submitted an online payment. Anthem is having a hard time […]
Health Insurance For the Treatment of Autism Post 2014
For families that are faced with Autism, there is great concern about how the new health care laws will impact them. All of the insurance companies that will be participating have filed their plans with the Indianapolis Department of Insurance. From what we can tell, it looks like all of the plans will cover the Autism […]
Indiana Comprehensive Health Insurance Association Policy Holders
For the 7,200 policy holders who currently have a health insurance policy through Indianapolis Comprehensive Health, I have some good news. Most of you have never had good news when it comes to health insurance. Under the new health insurance laws, your luck might change! The first and most important point is that you can […]
The IDOI Explains the 72% Health Insurance Increase
By now, you might have heard that the Indianapolis Department Of Insurance projected a 72% increase in individual health insurance market for Indianapolis. The IDOI has also released the Individual Insurance Market Report, which goes on to explain this projected increase. This is a legitimate explanation for the increase, and the only thing that is not included […]
Could a Self-Funded Plan Be Your Best Option?
It’s common knowledge that offering health insurance benefits helps attract and retain great employees, yet businesses are looking for ways to cut costs as benefits get more expensive. Have you ever considered a self-funded insurance plan? In a self-funded plan, a business can provide health benefits directly to employees. Instead of the insurance companies, the […]
The Basics of the Affordable Care Act
Is Health Care Reform just what the doctor ordered? The Affordable Care Act includes many provisions designed to help consumers obtain health insurance either through the exchange or free market. The law is meant to give access to health insurance while at the same time control costs. Here are the key provisions that will impact […]