Status Of Health Insurance
As we enter 2013, there are huge changes on the horizon for health insurance locally and the rest of country. Here are few of the bullet points of what health care reform is suppose to put into place. • Administrative simplification begins • Annual fee on medical device sales begins • Deduction for expenses allocations to […]
Low Income Workers and Health Benefits
NY Times This is a article about the fear of the Affordable Care Act in low income industries. Restaurant and Hospitality owners could be impacted negatively by the tax penalty of not offering a group health plan. In these industries it is difficult for employees to pay their portion of the premium on a group health plan. These industries have been […]
Indiana Affordable Care Act Pricing
Indianapolis Affordable Care Act Pricing – Current Estimates ACA Insurer Fee: • Effective 1/1/2014 • 2.68% tax off fully insured premium • Applies to Small and Large Group – fully insured only Affortable Care Act Reinsurance Fee: • Effective 1/1/2014 • $6.35 Per Member Per Month before state tax […]
Health Care Reform Predictions
In 2014, the health insurance landscape is going to change a great deal in Indianapolis. There is going to be new taxes on group health insurance plans. For fully insured group plans, there will be a 2.68% tax on those plans. On self funded plans, there will be $6.35 per member per month tax. These […]
Indiana Delays the Essential Health Benefits
Indianapolis Delays Essential Health Benefits The Essential health benefits must include items and services within the following 10 categories: Ambulance, Emergency Services, Hospitalization, Maternity, New Born Car, Mental health and substance abuse, behavioral health, Prescriptions, Rehabilitative, Laboratory, Preventive, Disease management, Pediatric with oral and vision. This is a very big part to the Affordable […]
Health Care Reform Glitch
NY Times reported a interesting view on health care reform. They are reporting a glitch in the health care law. Under the Affordable Care Act, if an employee has access to group health benefits, then their dependents are not eligible for subsidies through the exchange. This is basically the short version of the argument. This aspect of the law have been interpreted by […]
Calorie Labeling under the Health Care Law
Calorie Labeling under the Health Care Law Here is one aspect of the health care law that has had really little attention. Calorie labeling! Under the health care reform law all restaurants with 20 locations must disclose calories on the menus and menu boards. Sodium, fat content and other nutritional information would have to […]
What Doctors Think of the Affordable Care Act
What Doctors Think of the Affordable Care Act This document looks at how the Implementation of the affordable Care act will affect doctors. The introduction is a snap shot of the uncertainties with the new law. The law it’s self is 2,700 page and the Department of Health & Human Services has already issued […]
The Changing Role of Insurance Brokers
The insurance landscape is changing. But the shifts won’t just affect consumers – brokers are also looking at an alteration in the way they currently do business. The new healthcare reform law requires states to create insurance exchanges so people not covered by an employer plan can shop for affordable coverage. Some industry analysts believe […]
What Kind of Coverage Will the Plans Sold Through the Health Insurance Exchanges Include?
The Affordable Care Act (ACA) requires that all health insurance plans sold on state exchanges beginning Jan. 1, 2014 cover ten essential benefits: Ambulatory patient services Emergency services Hospitalization Maternity and newborn care Mental health and substance use disorder services, including behavioral health treatment Prescription drugs Rehabilitative and habilitative services and devices Laboratory services […]
