Health Insurance For the Treatment of Autism Post 2014
For families that are faced with Autism, there is great concern about how the new health care laws will impact them. All of the insurance companies that will be participating have filed their plans with the Indianapolis Department of Insurance. From what we can tell, it looks like all of the plans will cover the Autism […]
Indiana Comprehensive Health Insurance Association Policy Holders
For the 7,200 policy holders who currently have a health insurance policy through Indianapolis Comprehensive Health, I have some good news. Most of you have never had good news when it comes to health insurance. Under the new health insurance laws, your luck might change! The first and most important point is that you can […]
The IDOI Explains the 72% Health Insurance Increase
By now, you might have heard that the Indianapolis Department Of Insurance projected a 72% increase in individual health insurance market for Indianapolis. The IDOI has also released the Individual Insurance Market Report, which goes on to explain this projected increase. This is a legitimate explanation for the increase, and the only thing that is not included […]
Could a Self-Funded Plan Be Your Best Option?
It’s common knowledge that offering health insurance benefits helps attract and retain great employees, yet businesses are looking for ways to cut costs as benefits get more expensive. Have you ever considered a self-funded insurance plan? In a self-funded plan, a business can provide health benefits directly to employees. Instead of the insurance companies, the […]
The Basics of the Affordable Care Act
Is Health Care Reform just what the doctor ordered? The Affordable Care Act includes many provisions designed to help consumers obtain health insurance either through the exchange or free market. The law is meant to give access to health insurance while at the same time control costs. Here are the key provisions that will impact […]
Health Care Reform for Smokers
Are delays become the norm for health care reform? A glitch in the health care reform law might be giving smokers a break from tobacco-use penalties which would cause their premiums to become too expensive. The Obama administration has informed health insurers that there is a problem in the computer system that will limit the penalties the insurers […]
Medical Mutual to Exit Indiana Market
Medical Mutual of Ohio has decided to exit the Indianapolis market for group and individual health insurance. This is a real blow to competition in the small group and individual health insurance market. Medical Mutual was a good carrier in the small group market, which gave a nice level of competition to the national carriers. They […]
Less Than 100 Days Before The Exchanges Open!
We’re less than 100 days away from the Indianapolis Federal Facilitated Exchange opening. There are two very big things that need to happen before October for the exchanges to be fully operational. The first one is from a technical standpoint; the government still needs to complete the infrastructure of the exchange. This will enable government […]
Health Care Reform Fees
We know you don’t want to pay anymore money than absolutely necessary for health insurance, but there are a few fees that are going to implemented in the new health care reform law. Under the Affordable Care Act (ACA), there will be new fees and taxes assessed on all Indianapolis commercial (group) health insurance plans. These […]
Doctors and Exchange Health Insurance
New information has been released about health insurance exchange policies and premium payments. Under the new law, if you buy a policy from the health insurance exchange, you have a 90 day grace period to pay premiums. This is going to have a huge impact on how doctors treat exchange policyholders. Doctor may be reluctant […]
