ICHRA Growth Accelerates: What Indiana Employers Should Know for 2026 and Beyond
ICHRA adoption is no longer a niche strategy. New national data show employers of every size — including a growing number here in Indiana — are using Individual Coverage Health Reimbursement Arrangements to control costs and give employees more say in their coverage. Here’s what the latest research means for your Indiana Group Health Insurance […]
Level Funding: A Smarter Path to Predictable Health Benefits for Indiana Small Businesses
Health insurance renewals keep getting harder for small and midsize Indiana employers to swallow. Premiums climb, plan choices feel limited, and many business owners assume that a fully insured plan is their only realistic option. Level funding offers a different path — one that blends the predictability employers want with the potential savings usually reserved […]
What’s Driving Group Health Insurance Rate Increases in 2026 for Small Employers
If you’re searching the internet about Indiana Group Health Insurance increases, we know you likely fall into a couple of categories. You currently sponsor a group health plan for your company and just received a double-digit renewal increase. Or you’re looking at taking a deeper dive into group health costs as they creep up and […]
2026 Employer Health Benefits Trends: What Indiana Employers Need to Know
Family health premiums are approaching $27,000 a year—and for many Indiana employers, that number keeps climbing. UnitedHealthcare’s 2026 Health Trends Report gives us a detailed look at what actually drove health care costs in 2025 and what to expect for Indiana Group Health Insurance heading into 2026. The report is based on real insurance claims […]
Leaving the PEO: Reclaiming Control of Your Benefits Strategy
Many growing businesses see a Professional Employer Organization (PEO) as a safe choice for Indiana Group Health Insurance. It combines payroll, HR, and health insurance into one simple, co-employed solution. As your company grows, that convenience can come with downsides. Employers may find less transparency, inflexible plan options, and rising administrative fees as payroll increases, […]
Indiana Chamber MEWA: SIHO Replaces Anthem
The Indiana Chamber of Commerce MEWA (Multiple Employer Welfare Arrangement) is undergoing a major transition. Anthem Blue Cross Blue Shield will no longer be the carrier, and SIHO Insurance Services will take over beginning October 1, 2025. Every few years, the Indiana Chamber puts the MEWA contract out for bid via a request for proposal. […]
New Employer Leverage for Indiana Group Health Insurance Costs
Whether you have five employees or 5,000, every employer has felt the pressure of rising Indiana Group Health Insurance costs. But now you have a new advantage with House Enrolled Act 1004, a state law that empowers you to demand transparency, control costs, and renegotiate what you’re paying for healthcare. At Nefouse & Associates, we […]
Drug Prices Under the Microscope—How Federal Pressure Could Impact Indiana Group Health Insurance
The federal government has launched a major effort to bring down the cost of prescription drugs in the United States. The newly announced executive order takes aim at the price gap between what Americans pay for medications and what those same drugs cost in other developed nations. As a health benefits consultant working across Indiana, […]
Skip Deductibles, Keep Savings: New Indiana Group Health Insurance
If you run a company with fewer than 50 employees, you already know the drill for Indiana Group Health Insurance: limited carrier competition, rising hospital costs, and very little hands‑on service. In many Midwestern markets, brokers report that the “under‑50” segment is practically ignored, leaving owners to fend for themselves on price and plan design. […]
Replacing IU Health Plans: What Small Groups Need to Know
If your small business has been using IU Health Plans for group health insurance, you might already know about Anthem’s recent purchase of IU Health Plans. Because of this, IU Health Plans will not renew small-group policies in 2025. For many small businesses, this creates stress and worry—especially if you have employees who have ongoing […]